How to Find Money for College – A Brief Overview

You can find money for college in a variety of places; It's just a matter of knowing where to look. The three most common types of financial assistance offered include grants (which you do not have to pay back), scholarships (again, you do not have to pay back), and loans (which you DO have to pay back). Depending on the type of loan, you could pay back the interest while in school (unsubsidized) or wait until you either graduate or fall below half-time credits (typically 6 credits or less; subsidized). There is also the possibility of work-study; You would find a job on campus, and you would work off your loan debt. The money is actually awarded to you as a lump sum, but in order to get to that money you have to work a certain number of hours in a semester. Sometimes employers help foot the bill, so long as your grades remain at a C or higher and are applicable to your field of work.

LOANS

You'll need to sign up for the FAFSA (Federal Application for Financial Student Aid); When you do you'll be given a password. Treat this password like gold, because if it's lost or forgotten it tends to take a few days to re-retrieve or be reassigned a new password. When it comes to financial aid, the faster you move, the better!

The FAFSA application you filled out will be reviewed; If approved (which 99.9% of the time you will be) you can choose a lender from a variety of student lenders. You'll sign a contract, or agreement, known as a Master Promissory Note, which basically states that yes you will pay this money back once you graduate or certain other stipulations are met that are outlined in the contract. The funds will be sent to your college or university of choice once your Master Promissory Note has been signed and approved. Tuition is taken out first; Any remaining money is sent to you as a refund check. You have the option to either accept or reject this extra money, but trust me: you can use this for other costs, like books, housing, food, gas, etc.

GRANTS / SCHOLARSHIPS

Finding a scholarship could be as easy as walking in to a local store and asking at the service counter if they have applications for scholarships. Companies tend to use this money as tax write-offs; If the money never gets used, the companies do not get the tax credit. Other places to look include:

1) Your high school guidance office

2) Your employer's human resource office

3) Online (try search engines like Google)

4) Newspaper

5) TV ads

6) Radio ads

7) From family and friends.

When looking for grant and / or scholarship money, you should be aware of a few things:

1) If you can not find pertinent information within five minutes, such as how to go about applying for the scholarship or who to contact in case you have questions, do …

The Benefits of Music Education to Children

Introduction

Music is a very powerful subject – It has been used since the Greek times for healing, communication, relaxation and for enjoyment. Even before birth we are aware of our mother’s heartbeat and during infancy are relaxed by the song of a lullaby. Every day everybody hears some form of musical pitch or rhythm and it can even be found in nature such as how birds communicate through a song-like speech.

Music is such a powerful force, it creates deep emotions in humans – it is played at weddings for happiness, in horror films and during war for fear and at home for happiness and because of this lends itself to relaxation, stress relief and health therapy – and the connection between music, body, and soul has even been shown to improve physical and mental health.

Skills such as working in teams, communication, self-esteem, creative thinking, calmer attitudes, imagination, discipline, study skills and invention are learnt and improved through the study of music and by focusing on the fact that young children are mostly highly receptive to pitch and rhythm – one of the main ways a child learns its language – that we can drive education in music to children to help them with benefits ranging success in society and in life.

“We believe the skills the arts teach -creative thinking, problem-solving, risk-taking, teamwork and communications – are precisely the tools the workforce of tomorrow will need. If we don’t encourage students to master these skills through quality arts instruction today, how can we ever expect them to succeed in their highly competitive business careers tomorrow?”

-Richard Gurin

Chief Executive Officer, Binney and Smith, maker of Crayola crayons

Music is a part of our society and a part of all communities – every human culture uses music to carry forward its ideas and ideals. A study of the arts provides children with an internal glimpse of other cultures and teaches them to be empathetic towards the people of these cultures. This development of compassion and empathy, as opposed to developing greed and a selfish attitude, provides bridges across different cultures that lead to a respect of other races at an early age.

Music has a great value to our economy – it creates jobs, increase’s tax base, boosts tourism and spurs growth in related businesses. Music study develops skills that are necessary in the workplace such as teamwork skills and discipline – during musical performances all members must work together to create the sounds they wish to achieve and for this regular practice is also required. Music favors working and ‘doing’ as opposed to observing, and these are the ethics employers are looking for.

Because of music’s ability to relax, calm and heal, and its optimal platform for emotions, the involvement with music helps to carve brighter attitudes – more optimism towards the future, less TV and non productive activities, low use of alcohol, tobacco and illicit drugs and desire to develop individual abilities.

Music requires study skills, …

University of Southern Mississippi Mascot

The University of Southern Mississippi is located in the medium sized city of Hattiesburg, Mississippi. The university is commonly referred to as the Southern Miss Golden Eagles. The Golden Eagles is the current mascot and nickname of the University, but this was not always the case.

The school, founded in 1910, has a history of many different nicknames throughout its rich history. The first nickname was the Tigers. The Tigers is a common nickname in the southern part of the United States where neighboring schools Auburn (located in Alabama) and LSU (located in Louisiana) also have the common nickname and mascot of the Tigers.

Following the initial Tigers nickname the University of Southern Mississippi switched to the very unique nickname Normalites (derived from the early name for the university – Mississippi Normal College). From there the nickname changed several times as the school was represented with the names Yellow Jackets, Confederates, and Southerners in that order. It was an alumni/student vote in 1972 that selected the Golden Eagles name that is still used to this day.

The students and faculty at the university have gone as far as to give the golden eagle mascot a proper first and last name. It is not uncommon for colleges to give their mascots names, examples include: the University of Florida with Albert the Alligator and Michigan State with their Spartan mascot named Sparty. In the case of Southern Miss the full name of their mascot is Seymour d’Campus. The name Seymour d’Campus is a play on words intended to be read as “see more of the campus.” The modern name was influenced by the 1984 World’s Fair mascot by a similar name: Seymour d’Fair. The resourceful students and faculty of Southern Miss adapted the World’s Fair mascot name to suit their own agenda.

It should come as no surprise that Seymour attends Southern Mississippi sporting events year round and frequently makes appearances at university and community events. In addition to public appearances Seymour the Golden Eagle can often be found partaking in television promotions for local businesses. Over the last ten years Seymour has competed in numerous national mascot competitions that are designed to select America’s favorite collegiate mascots. During the first ten years of the twenty first century Seymour the Golden Eagle made numerous appearances in the top twenty results and even occasionally finished in the top ten with his best showing being a 7th place finish in the 2002 UCA Mascot National competition.

The most famous athlete that Seymour the Golden Eagle cheered on is the long time quarterback of the Green Bay Packers and current Minnesota Viking Brett Favre.…