Educational Tax Breaks

When talking about financing your education, several popular terms such as the Expected Family Contribution or the Cost of Attendance will pop up. In this article, I am going to increase your awareness of another very interesting term: educational tax breaks. Most students and parents do not really notice this, but there are vast amount of tax breaks being offered for students and parents paying for education costs. Other than focusing on grants and financial aids, you can also look into some of the available tax breaks to get some of the money you spent on education back in your pocket.

You can easily enjoy tax breaks in the form of a tax deduction or tax credit when you are paying for education costs. Although most of these are designed for parents, you as a student can also get similar benefits as long as you are paying your share of your education costs as well. In fact, with the right knowledge on available tax breaks, you can easily save thousands of dollars for paying college tuition. You can also get similar benefits if you participate in funding your state's Section 529 account.

To help you get started right away, look into two of the best tax break programs available: the Hope Scholarship and the Lifetime Learning Credit. Any of these programs can easily give you $ 1,500 – $ 4,000 tax benefits in an instant. The Hope Scholarship provides up to $ 1,650 as a tax credit for your first two years of college. You can double the amount – to $ 3,300 in total – if you are part of the Gulf Opportunity Zone students. The Lifetime Learning Credit, on the other hand, provides up to $ 4,000 in tax credits if you enroll for any type of post-secondary education, including classes or courses taken to improve or acquire job skills.

If you have not claim the available tax benefits, start now and enjoy a lot of fantastic educational tax breaks. The small effort of filing the claim will be well worth it since you can potentially save thousands of dollars in no time at all. …

ITIL Certification – Step Towards Making a Successful Career

The abbreviation ITIL stands for Information Technology Infrastructure Technology. The ITIL certification is considered as valuable and is popular nowadays. There is a high demand for this certification, and with the passing of time the number of candidates who want this certification is increasing. This certification does not show that you can do all the tasks easily; however, it shows the employer that you are a potential employee, and as an individual you have spared time to gain knowledge about ITIL.

This certification you can get through self study, online or in a class. There is no fixed classroom or course time requirement at the foundation level of the course. The ITIL certification is based on ITIL training which is based on 5 books. The names of those books are Service Strategy, Service Design, Service Transition, Service Operation, and Continual Service Improvement.

The ITIL exam is a meaningful exam, which helps in improving the skills and knowledge of the candidate. Once you have passed the exam, there will be a certification awarded. Managers will learn skills and knowledge to manage their business, and run it successfully by applying those skills, knowledge and their experience.

Furthermore, while getting ITIL training, you get the opportunity to attend the ITIL workshops. These workshops will help in improving the service delivery process. You can plan and implement to make your service delivery process speedy and excellent.

The person with ITIL certification is preferred over all other people having a good academic record but not this certification. When such a certification holder candidate goes for an interview, their knowledge and certification leaves an impressive impression on the interviewer.

There are many people having the necessary knowledge, background and experience, but do not have the Information Technology Infrastructure Library certification, and this makes them loose their job.

Now talking about the salary; there is a visible difference between the salary of the person with certification and a person without the certification. When interviewers are selecting an employee for a job, they check the academic records. If there are sufficient educational records which will benefit the business, then the candidate will be immediately hired.

ITIL certification is a big achievement, which will give a lot of benefit in the long run. All those who want a bright future should go for this. Work hard and make your future bright and secure by getting this certification.…

Why Goal Achievement * IS * Rocket Science After All!

You will hear and read the following often when people talk about goal achievement – 'It's a simple theory to follow, it's not rocket science!'

I say and write it myself all the time, and I believe it, I have done for over 20 years, and have used it to great effect in my life.
I write about the theories in my book 'Transform Your Life in 21 Days!', So why would I write this article saying that goal achievement * is * in fact rocket science after all?

Ooh, good question, and here's the answer …

Simply because we can look to the exploration of space (rocket science) to find an almost endless flow of goal achievement nuggets.
The recently revived US Space Shuttle Progamme is great to watch.
Now they show the whole mission streamed live online, so you get to see all the daily mundane workings of the astronauts as well as the more spectacular stuff.

In December 2006 the shuttle discovery docked with the International Space Station, and although the shuttle only stayed a few days, they dropped a crew member, Sunita Williams, to start her 6 month stay at the station.

Yes, 6 months in space!

As I was following her progress, I was fascinated to learn that she has to do 2 hours of exercise a day.
1 hour of cardio work, and 1 hour of weight work.

This is not to turn her into a superhuman, it's just to keep up with the rest of us back here on Earth.

Because of her zero gravity environment, Williams' muscles, including heart, lungs, legs, arms, etc, will not be taxed anything like as much as they are to just move about in the gravity we feel here.

If she did not exercise, over 6 months, she would be in a bad way on her return home, she just would not be strong enough to walk or do the simple functions we take for granted.

Here her 2 hours a day.

Now, an absolute classic tip in the field of goal achievement is to give 1 solid hour a day working on your goal.
If you do this, you will make leaps and bounds you had not thought possible.
The reason for this is that most people simply * do not * commit this time.
An hour a day adds up to 7 hours a week (I kept up at school!), And you can get a lot done in 7 hours.

So, as you work toward your goal, think of Suni Williams in space.
As I write this, Jan 4th 2007, she gives 2 hours solid every day – not to make progress, but just to keep up with the rest of us!
She'll continue to do it every day for 6 months!

That's impressive in my book, and she can do it, imagine what you could achieve with 2 hours a day for 6 months!
Can not find 2 hours every day?
Stick to the …

Changing Careers After 50 – Five Mistakes That Doom a Career Change!

You're approaching 50 or more and the career you've worked in you whole life is turning to dust. It could be the atmosphere in your work place taking a turn for the worse. Maybe the working conditions have changed, or your new boss is a jerk or sometimes the next manager up the line is impossible to talk to or combinations of all the negatives making the workplace and your career something you want to run away from.

In addition many of your interests have changed and you know you're not going to work out your career with this employer or perhaps even retire in this career. Well you're not alone; thousands every year in midlife not only change employers but move to another career as well.

Get the career change after 50 wrong and not only will you not advance but you may lose a critical year or two in the process. A career move to be successful must be carefully planned and managed. And like any important project each move must be analyzed and thought through with a built-in measure of flexibility.

Let's briefly review some of the more common mistakes many make in deciding on a career change after 50.

1. Lack of Thoughtful Study: Even though a career may fit your skill set and interests, if you fail to understand, for example, you hate to be micro-managed and most of the jobs in this career are tightly controlled from the top a career change will end in failure. Or depending you'll end up in worse shape that before the career changes.

As you research the proposed career field, do not neglect talking to those currently working in the field to get a proper feel for all aspects of the new career.

2. Failure to consider how your interests and skills were achieved: Rarely do your interests and skills move in linear fashion. You try something and then drop it. Your skills languish until you "get it." New interests come to the forefront, and so it goes.

If you continue keeping your eyes open and build and work your career plan; you'll be surprised many times as new opportunities and exactly the right career drops into your lap.

3. Only following the money: If you measure your care satisfaction totally based on your earnings you may miss the whole point of making a career change. Rather, you should focus on the overall impact the career change will have on you and your family and not purely on terms of income.

Career change based on only one of many factors could leave you more dissatisfied than before the move to another career. Add everything together and carefully consider the entire picture in you analysis and you'll make a better decision.

4. Lack of foresight and patience: Your current job and career seems to be so bad that you make the move before you have properly looked and analyzed the next step. More often than not, being employed and …

Helping Your ADD/HD Child

A number of factors need to be considered when you are told that your child is ADD/HD. The first thing you want to do is to understand all you can about ADD/HD. You also want to sit down and list what it means for your child, as a unique individual being, to be ADD/HD. Remember that this diagnosis is observational in nature.

If your child is ADD/HD, then your child was born ADD/HD. What has happened that has made it need to be labeled now? What were the stops along way that led from high energy, curious, creative and bright to disabled? Start a journal about your child, ask for observations, especially from the people who are around your child when you are not.

Ask yourself and other key people in your child’s life questions like: Are there times of day, days of the weeks, or certain situations which seem to trigger the child? Keep a food log and keep track as much as possible of what your child is eating. Are their certain foods that cause spikes and crashes? Or certain foods that lead to acting out or melting down? How about certain situations or people? Did the child have a year at school, or experience at camp where their behavior seemed to go to unmanageable? Were there major shifts in your child’s world such as living situations, acquiring or loss of a close friend or family member?

Talk with your child and have them tell you as much about their days as possible and compare it with what other people experienced of them that day. See where they may be making incorrect assumptions or did not understand the larger picture of what was going on in a certain situation.

Keep in mind that all very bright children have a great deal going on in their head and are impatient to learn, to understand, and will disconnect when bored.

If teachers or other people are strongly pushing the idea that your child is ADD/HD, ask them to be as specific as possible as to why. In order to gain a better understanding of what is going on, enlist them in getting the answers to the questions you are keeping track of. Also, ask what they think the solutions are if your child is ADD/HD. If they want to move to a drug based solution, make sure you are clear if there are benefits for them to have your child drugged and easier to manage.

Maybe your child is gifted with ADD/HD, so what you want to stay clear on is: When did that gift become an unmanageable problem, and will medication solve problems or mask them? First, remember that many factors are going on in your child’s life which could lead to a request for an official diagnosis and a recommendation of medication, and that in medicating, those factors will easily get lost because the medication seems to solve all the problems.

As you draw the picture of your …

The True Meaning of The KISS Method of Selling

You’ve probably heard the expression: Keep It Simple, Stupid!

This is known as the “KISS Method” of selling, but it’s really not a method, a systematic way to get something done.

In a way, it’s an anti-method. Methods tend to consist of technicalities, lots of do’s and don’ts, carefully deployed.

KISS warns us against selling like robots, like techies, delivering talk-a-thons about endless features and benefits that engineers might relish, but that make everyday buyers hit the snooze button.

KISS is very wise. You’ve heard kindred expressions, such as “Don’t outsmart yourself,” and “You can be too smart for your own good.”

Becoming too complicated in our selling style is an occupational hazard that afflicts the experienced pro much more than the novice.

When we’re fresh out of training, we tend to stick to the essentials that we’ve been taught, which have been pared down to basics. By being concise and to the point, we start to experience success, but then we add more and more details to our presentations because we have more stories to tell.

And what was streamlined, economical, and quite effective, becomes cumbersome, and mysteriously–at least to us–our sales results slip.

There is a story told about a harmonica salesman who had a phenomenal first day on the job, setting new records. He was so excited that he was bursting and had to discover more about his product, so he asked a veteran what he knew. The vet said, “All I can tell you that you don’t already know is that the harmonica can only play in one key.”

Legend has it that from that date forward, the new guy never came close to breaking the record he set on his first day. This tale cautions us that we can have too much product knowledge, and this can actually diminish our fervor, our enthusiasm. Once we have such irrelevant details, for some odd reason we feel duty-bound to sandwich them into every presentation we make.

The only problem with KISS is that it sounds insulting, especially to contemporary, well-educated salespeople and trainees.

Our schooling reveres detail, tiny distinctions, and cognitive complexity. As one of my professors said, the life of an academic is about “learning more and more, about less and less.”

This earns tenure in a university, but it shortens your tenure as a salesperson.

So, be smart and give yourself a nice, big KISS.

“Dumb down” your sales talk. It may be the brainiest and most lucrative thing you’ll ever do.

Dr. Gary S. Goodman © 2005…

Time to Get the Raise You Deserve? Here's How!

There is no question that money plays a major role in our lives, yet a few of us were ever provided with good examples on how to approach this topic. Remember your first interview when everyone you know warned you not to bring up the "salary discussion", so in an effort to appear "polite" you avoided the whole money conversation?

Salary negotiation can certainly be overwhelming, especially for those without a great deal of previous work experience, but there are situations when it makes common sense to go over to your manager and say, "I believe I am worth this company than I am being paid at the moment; I would really appreciate a raise. "

Before you rush into your manager's office to discuss the possibility of a raise, consider the following three consequences: One, you may get the raise you really deserve. Two, you may find out you are not nearly as good as you thought you were; so you might as well forget about it. Or, three, you could lose your job since you made your boss focus on your weak performance.

There is no "acceptable" approach to ask for a raise since it's something that we are not trained to do, and it's rarely discussed. So how about we go through the following techniques that will definitely bring a better outcome than doing nothing or approaching this matter in the wrong way.

Ask for Extra Work

Get yourself in a position to ask for a raise. One effective way to approach this is to ask for extra responsibilities and link it to the pay raise you want, if not right away, then in the future. This is a mature approach that employers respond to better than if you simply asked for a raise without a solid argument to back it up.

Another smart approach to tackle this is to ask for a performance-related increase based on your achievement of better outcomes than your previous or expected levels. This will also be perceived positively by your employer because it shows that you are not just asking for more money, but you actually deserve it.

Research Salies in Your Field

Get a clear idea of ​​what your job typically pays, but do not forget that saloons vary from one industry to another. Your performance evaluation combined with the research you've done on current industry salies will determine the fair market value that you deserve. It's really important that you watch your tone when you discuss this issue with your manager; instead of you shouting "You're Underpaying Me!" try to tackle this subject as if it's a career-related discussion in which you're presenting a research paper.

Do not throw a tantrum if your request gets rejected; instead, ask what you can do in the next couple of months in order to make this discussion have a successful exit the next time.

Be a Good Sport

Whatever happens, keep your attitude and conduct professional at all times. Whether you get …

Randy Moss – A Short Biography

This article is one of a series of articles written about some of the current players of the New England Patriots. In this article we will look at the life and football career of Randy Moss, the Patriot's star wide receiver. While some of his off-field transgressions are well known, his stature of being one of the best wide receivers ever in the NFL is undisputed. Lets examine the biography of Randy Moss.

Randy Moss was born in Rand, West Virginia, on February 13, 1977 to Maxine Moss and Randy Pratt. Rand was a small mining town, not the type of town you would expect to produce one of the big stars of the NFL. Rand was so small that they did not have their own high school. Therefore, Randy attended high school at the now defunct DuPont High in nearby Belle, West Virginia.

During his high school years, Randy excelled in sports. His favorite sports were football and basketball. He helped bring his team state titles in both football and basketball during his junior and senior years. Because of his excellent performance in football during his high school years, college football powerhouses became very interested in him. Top colleges who displayed an interest in Randy were Ohio State, Notre Dame, and Florida State University. Lou Holtz of Notre Dame said that "Randy Moss was the best high school football player he had ever seen". In 1995, Randy signed a letter of intent to go to Notre Dame on a full football scholarship.

Racial tensions were high at the high school that Randy Moss attended. These tensions are resolved in many fights at DuPont High School. After signing to go to Notre Dame, Randy got involved in one of those racially motivated fights. This asserted in Notre Dame rescinding his scholarship. Lou Holtz recommended to Bobby Bowden, the head coach of FSU, to give Randy a chance. So Randy intended to go FSU on a full football scholarship. However, because of his signed letter of intent at Notre Dame, the NCAA considered him a transfer student. This made him ineligible to play for the Seminoles in the 1995 football season. So in 1995, Randy was red-shirted.

In 1996, due to some off-field transgressions, Randy was dismissed from Florida State. He ended up never playing for FSU. He then needed to make a decision on where to play his college football. He considered Marshall University, which was only a couple hours away from his home town. Randy knew that Marshall was going from a Division 1-AA to a Division 1-A, which would mean tougher competition, and greater exposure to NFL scouts. This I am sure influenced his decision to attend Marshall.

During the 1996 season, Randy broke many records as a freshmen at Marshall. This included most games with a touchdown catch in a season (14), most consecutive games with a touchdown catch (13), and most touchdown passes in a season (28). He also broke the record for the number of …

How to Enhance Career Teamwork Within Your Business

One of the duties of all managers is to enhance and build relationships between employees. Creating the right level of teamwork is not always easy; but it is not impossible. Requirements for good business teamwork include: creativity, initiative, and determination. Motivation is also important so that employees work and achieve goals together. Being able to promote the best possible ethics among a workforce is the first step to improving the interdependent relationships that exist. A healthy work environment is a key step toward boosting morale.

There are a number of proven team building techniques that all managers should familiarize themselves with, regardless of industry or the size of the business. The following suggestions can help in developing the right attitude in employees of every level.

To start, there needs to be clear goals established within the business. These goals should be easier to reach if all employees to work together as a team. It needs to be understood by each staff member that if the organization prospers, so will they. It is in everyone’s interest for the business to succeed, and by working together harmoniously this can be brought about.

Responsibilities and roles are best clearly defined, but it should be understood that by helping one another to complete tasks on schedule, there would be an advantage all round. Under no circumstance should there be important duties that need to be completed and which no-one takes responsibility for.

The same training opportunities should be available to each employee, whether they are a new hire or an established member of the workforce. It is essential that no-one feels left out or not given the right amount of attention.

Team building activities and events need to be promoted as tools that allow employees to interact smoothly and frequently. There should be a clear strategy in place that can be used during times of confusion or crisis.

Honest feedback should be given to show appreciation for team performance. If there is an issue that needs to be addressed, constructive criticism needs to be used as opposed to direct blame. Recognizing success and achievement is great way to motivate further developments. All employees would like to receive praise from management, and if this can be directed towards a team or unit as a whole, this in itself can help to spur progress.

Building the right amount of teamwork within an organization is a positive step toward business success. Not only will employees be more driven and results oriented, efficiency and productivity can be enhanced which translates to a positive effect on profits and turnover. With the right approach and working environment, great things can be achieved.…

Finding The Ideal Graduate Training Job

Many graduates in the United Kingdom go through training as they begin their career. Larger companies and government agencies provide job training and professional development sessions to help their new employees get ready for work. Graduates in fields like retail management and telecommunications learn a wealth of knowledge from experienced corporate trainers. However, many graduates and university students in the UK overlook the possibility of working as a corporate trainer. These trainers typically begin their careers immediately after their higher educational experience is over. Graduates who discover that they want to train the future of the UK workforce should consider what their ideal graduate training job will be.

One of the factors that a graduate trainer should consider before heading into the job market is whether a specific position allows for some creativity. Corporate trainers are often given a set script of the ideas and exercises that need to be done in training sessions. However, many corporations are beginning to allow their trainers to insert a bit of themselves into their sessions. For example, an experienced trainer may be allowed to insert different exercises or use simulations to illumine sales trainees. Graduates interested in training jobs need to determine whether a potential employer allows some flexibility in training or if they require rote learning for their trainees.

Another ideal situation in graduate training jobs is when there are plenty of professional development opportunities for trainers. In essence, graduate trainers should look at their own training possibilities when taking a position. Many professionals take for granted that through experience and repetition, they will automatically become great at their jobs. However, even graduate trainers need to learn new skills in a new setting. Young professionals interested in training jobs need to determine whether their potential employer is interested in teaching the teacher, so to speak.

Finally, the possibility of advancement in graduate training jobs is important for young professionals. Many graduates now leaving universities in the United Kingdom assume that any job that they take includes the chance for management or executive level positions down the road. However, small firms or companies with a narrow corporate structure may not have the leeway to allow trainers to move upward. In these companies, trainers are given financial incentives or title bumps instead of new responsibilities. Graduates may find these rewards beneficial in the short term, but trainers are always looking for challenges. An ideal graduate training job allows professionals to move forward in the corporate world. …