Getting What is Due

College athletes whose names are used to make profits for their schools should receive some portion of the profit. Universities are moneymaking entities that currently profit from free labor of their athletes. College athletes bring in millions to their schools through the selling of jerseys, hats, and other memorabilia. The players whose abilities popularize the items for sale do not get any credit for the sales. Their universities are exploiting these top-notch college athletes. Colleges offer student athletes scholarships as meager compensation for full access to all the potential profits. Moreover, NCAA players are not allowed to earn income while participating in sports. Players can not have a part time job of any kind. These NCAA regulations are completely unjustified and wrong. Therefore, athletes should have paid a percentage of the profit received from their sports.

Colleges have developed a cartel. A cartel is a business agreement to level the playing field. In this case, the field is talent in athletes. The agreement states that colleges and universities can not offer players anything more than scholarships and tuition benefits. From a business aspect, this is an intentional lowering of labor wages. If a business tried to do this they would wind up in court, but colleges get away with it. Colleges use this agreement to make profits off the players they have acquired for free, or essentially free. Once the players are on the team, merchandise can be sold with all profits going directly to the school. The profits instead go to the coaching staff and other personal. For example in 1997 the head football coach, Steve Spurrier, for Florida University made 1.1 million dollars, money his players earned, but he received unfairly.

On top of being exploited, players are not allowed to hold part time jobs. Athletes have to dig in the couch for enough change for a slice of pizza. This regulation has recently been eliminated, but it still illustrates the unfairness the NCAA imposes on its athletes. Along with jerseys representing athletes, coaches make shoe contracts restricting the players choice of shoes. For example all the Kentucky Wildcats basketball players have to wear Nike shoes. The Kentucky coach signed the shoe deal and he receives the check from Nike. He is not forced to wear Nike shoes; His players have to wear them, but they do not receive an endorsement.

Do college athletes really deserve to be paid? After all they receive a free college education. Sports are not cheap. Universities and colleges pay for traveling expenses associated with away games. Without the schools support, students would have to pay for rooms at hotels, gas for the buses or planes, and food as well as other expenses. These expenses are a part of sports in general and student athletes should not have to pay those expenses. High school athletes do not have to pay for traveling expenses so it is unrealistic to expect that of college athletes. Ticket sales and television air time deals more than make …

Top 10 Accounting Scholarships

There are numerous accounting scholarships that students can apply for if they are planning on getting an education to go into this important field. There are many new job opportunities in the accounting field at the moment, and the job field is more lucrative than ever before. There are also many listings of accounting scholarships to get a leg up if you are having financial difficulty attaining the program of your choice. Competition is stiff, but you'll never know if you do not apply. The following top 10 scholarships for accounting majors are worth looking into if you are studying or plan to study in this field:

Accounting Scholarships

  1. AICPA / Accountemps Student Scholarship: The American Institute of Certified Public Accountants offers several accounting scholarships. The first is the Accountemps Student Scholarship – five $ 2,500 awards to undergraduate or graduate students that meet GPA requirements.
  2. AICPA John L. Carey Scholarship: Ten $ 5,000 rewards go to graduate students in CPA preparation programs.
  3. AICPA Scholarship for Minority Accounting Students: There are 137 awards ranging from $ 1,500 to $ 5,000 that go to minority students around the country.
  4. American Society of Woman Accountants: Many different awards go to female undergraduate and graduate students in accounting each year. Most listings of accounting scholarships include several for women, since they are encouraged to enter this field.
  5. Central Intelligence Agency Undergraduate Scholarship Program: As much as $ 18,000 is awarded to various accounting students and select students in other majors every year.
  6. Derek Hughes / NAPSLO Educational Foundation: Ten to twelve students are awarded $ 2,000 each year to pursue their studies in accounting, finance or a related field.
  7. Educational Foundation for Women in Accounting: A limited number of women in financial need may receive $ 2,000 to $ 16,000 over four years to study in this field.
  8. HSF-ALPA Scholarship: Hispanic students majoring in accounting may receive $ 1,250 to $ 10,000 through this scholarship.
  9. National Society of Accountants: A total of 30 undergraduate accounting students will be awarded $ 500 to $ 1,000 each year through the society.
  10. National Association of Black Accountants: Between 40 and 70 African American students who are members of the NABA are awarded $ 500 to $ 6,000 every year.

It's clear that there is not shortage of accounting scholarships available. With a little research, complete lists of accounting scholarships can be at your fingertips. …

Student Loan Bill Consolidation – Which One Should You Choose – Federal Or Private?

Image is expensive. Not only do you have to consider your tuition fee; but you also have to consider textbooks, room and board, just to name a few. You have managed to graduate from College with the help of multiple student loans, now that you're out of college with a job you need to consider how to pay for these loans. There are programs and companies that can help you manage or handle your loans for you. You may have tried to apply or inquire with some student loan consolidation companies but found their plans were not flexible enough or right for you.

With no loan consolidation a graduate may have started paying for multiple student loans. Having different credits, payment dates, interest rates, it can get confusing. One way to make paying these creditors is easier student loan bill consolidation. Student loan bill consolidation allows you to work with a professional management person. These professionals handle your account loans. They will turn your multiple student loans into one new loan, to be paid to one creditor. These professionals study your financial history. They will talk to your creditors.

A reputable consolidation company may be able to lower your interest rates and waive certain charges. The interest rate should be considerably low from your previous creditors. They study your loans and your current costs. They look into each creditor's information: terms of agreement, interest rates, fees, etc. They study each loan in detail to find the suitable repayment plan for you. Once they find possible loan solutions or repayment plans for you, they consult you. Because you are a part of the development of your repayment plan, you can get the best repayment plan suitable for you, one that you are sure you can be able to pay, a plan you know that you can pay on time and still be able to afford what you need.

Student Loan Bill Consolidation has two types: Federal and Private.
– Federal loans are funded by the US Government, they provide low interest rates. It's always advised to first apply for Federal Bill consolidation before private.
– Private student bill consolidation has higher interest rates then federal. These are handled by private companies.

There are a few requirements for student loan bill consolidation:
– You need to have graduated or should be out of school.
– You would need to be already repaying your student loans and in the stated grace period.

With student loan bill consolidation, being one loan, you're now able to track your loan. You should be able to pay your loan on time without being confused with other loans as you may have before. One important rule that you should remember is to always pay your consolidation bill on time, failing to do so would result in having it in your credit history.

When considering a consolidation company, do your research. Not all companies are reputable companies. Look for referrals or any evidence to support their creditability. It would …