With each passing school year, textbooks for college get more expensive. If you are planning on, or are currently attending university or college, you know that your textbooks are one of your largest yearly expenses. Data shows that the average costs of course textbooks ranges in the area of $ 800 per year. Now add on to that an average yearly increase in cost of about 6%. Ouch! However, since your books are obviously an essential component of your education, there is not much you can do but fork over the money. Right? Well, you do need to spend the money, but there may be a few ways to cut your costs a bit.
Clearly, the best way to save money on your college books is to borrow them. Generally speaking, colleges and universities will have a fairly good stock of anything that is required reading. These books can be used on promotions. Having said that, managing to be one of the long queue of students that want to borrow that actually gets what they want can be next to impossible. Maybe changing your study schedule could help, however. Find the off times that other students are busy with fun or other tasks, and see if the textbooks you need are on the shelf then. This may mean late evenings or weekends if your library is even open at these times.
Another thing you can try if you are struggling for money is to have a chat with your course professor. Professors have books. Lots of books. And at some point they may have acquired a copy of one of the textbooks you need. If so, see is they will allow you to borrow it for the time being. Doing this might help in another way as well. It could be that the entire book is not necessary for the course, but just a few chapters are. If this is the case, you may be able to make an arrangement with another student who has already purchased the book, and just borrow it from them for the time you need it. Or again, check to see if your college library has it. Either way, you can read the relevant chapters without having to pay the cost of the entire book.
Textbooks for college are expensive, but if you get creative, you just may be able to cut down on the expense just a little bit. Every penny counts, right? …
I read an interesting article that featured a study finding 90% of people would rather die than make big health changes. The article postulated that it is easier to make radical changes rather than small incremental changes. I do not have a scientific study of my own to confirm or dispute this, but the statistical and the advice give much food for thought.
Are there big changes that you want to make? Do you want to work in a different industry? Do you want to change careers alike? Do you want to double your salary? Do you want to start your own business? Do not worry about what is realistic at this point. Do not let the market narrow your brainstorming. Just think big. Are you unable to think big about career choices, salary, lifestyle, even for this exercise?
What is stopping you from making those big changes? Do you not know where to begin? Perhaps, you can not even imagine someone with your current background in the dream career you envision or making the salary you target or being able to launch a business. In this case, work with a coach or mentor, find people who have done it and get their perspective, read biographies of people who have done what you want to do. However, if you do know generally how your career transition might work, but do not take the next step or all the steps required, then why not? What do you get by staying at your job? What would you get by changing? Is the former more appealing than the latter? Do you start but do not finish? Do you get overwhelmed, bored, distracted? Do not judge your answers. Just collect these insights to get better clarity on yourself and what you need to forward your plans.
Brainstorming on all the possible big changes, what are the ones you must do now, the ones you can wait on but definitely want and the ones that you could take or leave? All goals, but especially big ones, need to be prioritized. Maybe you want everything that I listed: a new industry, more money, an entrepreneur chance. While you can work on more than one goal (and it can even be complementary), many times there just is not the time, money or energy to pursue everything. A new industry or more money? Is a new project at your current job best for now or do you need to strike out on your own? If you have to pick one, what is the largest, most meaningful change you want to make now? …
If the lack of time and money is hampering your college education, taking the CLEP exam could help make the road to higher education a little easier.
CLEP stands for College Level Examination Program. It consist of 34 exams that one can take for credit towards a college credit. The exams are mostly multiple choice but it can be fill in the blanks as well.
The examinations are given via computer and cost around $ 77 per test.
Take the CLEP if:
* You want to finish college in under three years, saving time and money.
* You have prior knowledge which can be used towards college credit
* You want to get a feel for how difficult a degree is by doing a few courses.
Do not confuse the College Level Examination Program tests with the so called life experience degree. There are many life experience degrees being sold on the net and in magazines. One can buy bachelors, masters or even PhD life experience degrees which the sellers want you to believe are acceptable.
Truth is these degrees are as worthless as the paper which they are printed on. They are not accredited, will not be accepted by any reputable college or employer. As a matter of fact, if you buy one of these fraudulent degrees, you'll be doing more to damage your reputation than anything else you could ever do.
The CLEP on the other hand gives you a bonafide credit for existing knowledge. All you have to do is pass an exam or exams.
If you are in the military or a spouse of someone in the military, you can even get to do the exams for free. Check with your military base to find out more details.
It is important that do not be overconfident and ideally prepare for the tests. In this regards we recommend the appropriate test guides. …