Photo 101: Why You Should Choose an Online Education

Traditional universities and colleges are never going to disappear, however it's easy to see why more and more people are heading to cyberspace for their education. While online education requires students to be self-disciplines, organized and tech-savvy, it is possible for students to get a good education without ever setting foot in a traditional classroom.

Here are five reasons why you should consider an online education.

1. Flexibility

Taking online courses are great for people who need to work, but still want to earn a college degree. Online universities are flexible for students who have other commitments (like work or family). Students can 'attend' class while the kids are napping, on a lunch break or on the road for business. Online classes are great because you are not required to be in a classroom three nights a week at 6 pm sharp for the next 4 years of your life – but you can still get the same level of education. Do not be fooled, just because you do not have to go to class does not mean you do not have to work. You still have to do the work, you just get to decide when and where you do it.

2. Pace Yourself

Another advantage of online education is the ability for students to work at their own pace. E-learning generally focuses on student-centered learning, making it up to you to decide how you learn best. You can study at the same time each day for a set time, or you can use the course chat boards to talk to other students and your instructors. The chat boards are really nice for students who are timid and do not speak up in class. For some reason, it's easier to express yourself via chat.

3. Save Money

Most online education programs actually charge less than traditional universities. Take some time to look around the Internet and you'll discover online classes are inexpensive compared to regular college programs. Because online education is so much cheaper, when you finish your education you will not have to be laden with huge student loans like most college students. Getting an online education can actually save you lots of money.

4. No Commute

Not only can you save money in your coursework by pursuing an online education, you also save tons of money and hours driving yourself to and from school each day. One of the best things about online education is getting to learn from the comfort of your home – sweats and all. So, no more stressing about being to your 7 am class on time, instead, sleep in and study when you wake up. You'll also save money on eating out for those 'convenience meals,' childcare and gas. Paying your monthly Internet bill is a small price to pay for your college education.

5. Unlimited Options

There is nothing worse than decided more than anything I want to be (insert your dream profession here) when I grow up, then discovering your …

The Art & Science of Property Valuation – Automated Valuation Models

It is no secret that sellers want to sell high and buyers want to buy low. But they often arrive at the negotiating table with very different ideas on price. A fair and objective property valuation can help buyers and sellers find common ground and streamline the negotiating process.

In the end, the property is worth what a buyer is willing to pay. But to help both buyers and sellers achieve their goals, both should have a fair and objective estimate of property value. Unfortunately, even objective estimates are still estimated, and there is no way to insure 100% accuracy:

* Appraisals performed by a certified appraiser are not 100 percent accurate.

* CMA's (Comparable Market Analysis) and BPOs (Broker Price Opinions) performed by a licensed broker or agent are not 100 percent accurate.

* AVM (Automated Valuation Model) technology is not 100 percent accurate.

All these methods, when properly executed, can provide a good indication of value. Estimating value is a combination of art and science. Regardless of how scientific the approach, the actual sale price is subject to the unique variables of each property transaction: property condition, upgrades, current market conditions, circumstances of the sale and individual tastes.

For property owners, pricing is correctly a key to a successful sale. Under-pricing can result in a fast sale, but carries the risk of leaving money on the table. Sellers who price too high may find their properties lingering on the market, and statistics show that values ​​can erode at a rate of about 1.5 percent per month. Longer sales also increase the likelihood of a "distressed sale" when sellers become frustrated or encounter difficult financial circumstances.

Likewise, buyers should avoid emotional purchases. Overpaying because of "falling in love" with a home is common. Homekeys' ValueKey Technology can help establish an objective, unemotional baseline for buyers and sellers so distressed sales and emotional purchases become the exception, not the rule.

The science of AVMs

To determine a good baseline value for a property, use Homekeys to search thousands of property records for comparable sales or "comps." Homekeys' ValueKey tool uses advanced statistical models and proprietary algorithms and formulas to find the best comparable properties available. In addition to property characteristics, the system evaluates how recent comparable sales are and how close properties are from the property being evaluated. Once a base property value estimate is determined, it's time to check active listings to see what similar properties are selling for. ValueKey searches both owner- and broker-offered active listings to find the most comparable properties available.

The art of AVMs

The art portion of estimating value begins with understanding how comparable sales and active listings compare to the property being evaluated. Since they are nearby, it's a good idea to drive by comparable sales and listed properties to see how they compare. To help you stay organized, you may want to use a buyer checklist when visiting properties.

After researching comparable sales and active listings, it's time for the personal touch. …

Eminem – Short Biography

The story of Eminem is similar to that of his songs, it needs a little censoring. Some may not be appropriate for those viewed as too young, but here I feel it’s important to look at why his music, and consequently Eminem himself, appears so angry. Everywhere you look in his life from his hard child hood with an unstable cruel mother, to his well-publicized and rocky relationship with wife Kim, you see that Eminem raps about what he knows. His life is the subject of his music and he makes no excuses. But a hard upbringing only propelled him into superstardom as you can read in magazines like The Source and XXL. Eminem took his humble beginnings and built a career.

Eminem (Marshall Bruce Mathers) was born on October 17, 1972, in Kansas City, Missouri where he lived for twelve years until he moved to Detroit. He never had much of a chance to make friends moving every other month because his mother continued to get evicted for the lack of pay. Eminem went to school up to the 9th grade where he failed three times before dropping out. He then continued to strive for that record deal to make him famous. While trying to achieve his goal he little Haile Jade Scott was born on December 25, 1995 with long time girlfriend Kim Scott. (Eminem homepage) Eminem continued to rap after the birth of his daughter entering into 97 Rap Olympics in Las Angeles that produced 1,500 to the 1st place winner. Eminem furiously came in 2nd desperately needing the money not knowing that a few producers had seen him from Interscope. Finally he had the opportunity to show what he is made of with Dr. Dre, Dr. Dre was so impressed after hearing Eminem free styling on a Los Angeles radio station that he put out a manhunt for the Michigan rhymer. (Eminem homepage) a famous rap producer that wanted to open the doors for Eminem. The two instantly hit it off, recording four songs in the there first six hours of working – three that made it to his first LP. (Eminem Bio.) Now officially making it, Marshall and Dre set to make his second LP. The album became the Marshall Mathers LP and won 3 Grammies and was the first rap album ever to be nominated ‘Album of the Year’, selling more than 8 million records in the United States alone. (Eminem Bio.) Eminem continues to succeed with the his partners who started his career for him although he continues to face many difficult times between the media, his mother and the long conflicting relationship between him and his girlfriend. After they had broken up they had obviously still talked, either about there relationship of for the sake of their daughter Hailie who means more to Eminem then anyone in the world at this point of his life. I wanted to be a family to Kim and Hailie and raise my daughter the right way …