College Consolidation Helpful Hints – Some Tips to Consolidating a Parent Plus Loan

College consolidation debt relief will mean the difference between financial success and financial failure for many students as they venture out into the real world after finishing school. This is because being able to refinance all of their school related debt will free up more money for them to do the things they love to do.

One of the debts that a lot of students want to include in the consolidation plan is the Parent Plus Loan. This loan is one that is essentially taken out by a student's parents and can be used for all types of school related expenses including tuition, books, and housing.

While a student will absolutely benefit from what the Parent Plus loan affords them, in the long run that student may not be able to include that loan as a part of their refinance. In reality, the Parent Plus loan is the responsibility of the parent and it will forever be linked to them.

The good news is that if a parent wants to consolidate their school loans they can do so and include the Parent Plus loan as a part of their overall college consolidation. One way to avoid this snafu is to look diligently for alternative forms of school financing that does not include receiving help from parents.

Many students forgo having to ask their folks to help pay for school by taking a break right after their senior year in high school to focus on working to save some money in order to get the ball rolling. This money-saving technique has saved many a student from that dreaded conversation with their parents.

Also something to consider, some parents just are not in the position to put their credit on the line for a Parent Plus loan. These are just a few of the things to think about when dealing with college consolidation and Parent Plus loans. …

Do You Know These CRITICAL Signs of Online Degree Frauds?

Very few people would disagree that online education is now becoming a very lucrative business. As it continues to grow scammers are not having a field day cheating honest and desperate people out of their hard-earned money.

If you are interested in online degree you should be careful so as not to fall for these many online type of degree scams. The scammers that sell fake online kind of degree programs and degrees send millions of emails and even pay good money to advertise their dubious offers.

Many people have fallen victims of these kinds of online degree scams and have lost thousands of dollars in the process. Apart from the thousands of dollars they have also wasted their time, only to find out months or even years later that they had been scammed.

If you want to prevent falling for such scams, below are some of the common signs of such degree scams:

– Be wary of any online type degree site that allow you to negotiate your GPA and tuition fees.

– Be wary of any online kind of degree site that also allows you to pay for honors design, such as all flavors of cum laude).

– Be wary of any online degree site that require payment or a resume listing work experience, without any coursework.

– Be wary of any online or internet degree site that charge you tuition on a per-degree basis.

– Be wary of any online type of degree site that has names that are knock-offs of well-known colleges and universities.

Such fraudulent online degree awarding sites have sold fake degrees and diplomas to thousands of people. According to a recent article on MSN, "The largest, by far, is called the 'San Moritz Group' since 'University of San Moritz' was the first of the 12 names that they used (others: Harrington, Shelbourne, Glencullen, Palmers Green, Kingsfield), "says Bear, who, from 1979 to 1990, was also a consultant to an FBI task force on degree mills.

"I have reliable information (from a person who works there) that they have sold 70,000 diplomas, including medical, in four years, with revenues of more than $ 150 million." The group churns out 5 million to 10 million e-mails a week and has sold about 70,000 degrees over the last four years, he says.

Do not fall for such online degree scams. Any time you receive an email spam promising you "University Diplomas / Bachelor degree in 30 days or less" simply delete the email because it is nothing more than an online or internet degree scam!

Follow the above tips and use your common sense before enrolling for or paying for any online degree program or online degree. …