Three Questions That Will Boost Your Career

Here are three questions that will raise your profile as a communicator and will make you a lot more friends and allies in your office:

Is there anything else? During my TV reporter days, I found this question to be a gold mine. Very often people had something very meaningful to say but either felt too shy to mention it or had not been prompted to respond by one of my questions. Often in a conversation, we're focused on reaching the end of a discussion as soon as possible. Let the other person have a chance to get in the last word. At worst, you'll let them sum up their thoughts and needs, which can only help you. And who knows, you might pick up a reputation for being a great listener and who does not feel special when someone is making an effort to listen to them?

Can you help me? Put this question before your next question or request. While it may be easier to ask, "Where are the XYZ reports filed?" you'll likely get a more helpful response if you ask, "Can you help me? I'm trying to find the XYZ reports." It's a small change but it gives the person you're asking a chance to feel like a hero. Everyone likes to feel special and this allows the person with the answer the chance to feel extra special. This especially works well if you're talking to someone who is below you in an organization. The fact that you're willing to admit vulnerability will also score you some points with people. It's very rare that this question does not get someone's best effort.

How important is this argument? It's normal to have disagreements in the workplace. But often these become less about the issue at hand and more about personality conflicts. Before long, they become verbal sparing matches where there's a definite winner and loser and a ton of dirty laundry gets spread out for all to see. While spirited debts are healthy for any organization, you do not want to be remembered as the person who lost their cool over the new kitchen cleaning policies. Pick your battles and save your passion for when it really counts. If you constantly escalate a disagreement into a full-blown argument, you'll start to make enemies fast and lose prestige among your coworkers. The next time you feel your adrenaline flowing, ask yourself this question and pull back if you need to. Having a cool head may not be listed on a job application but it's a skill that's always appreciated. …

529 Plan Credit Cards

A 529 plan is a savings plan that is used for saving towards future college costs, and offers a variety of tax-advantages over other forms of savings. It makes sense then, that families with children are opting to use credit cards with rewards that are tied into 529 plans. This style of rewards credit card is best used when the card owner uses the 529 rewards card to make all of their purchases, and then watches as the rebates drop into the 529-college savings account.

Considerations for 529 Rewards Credit Cards

If you are unable to pay off your entire monthly balance each month, you will not benefit from a 529 rewards credit card. The interest you pay on the card will almost always be higher than the amount of rebates you earn if you carry a balance from one month to the next.

While some 529 rewards credit cards require that you link your credit card account with a specific 529 plan, others allow cardholders to design any investment account to have rebates deposited. If you do not have children or are unsure if your child will want to attend college, you may decide to have rebates deposited into another form of investment account.

Most Popular 529 Rewards Credit Cards With No Annual Fees

Fidelity 529 College Rewards Card: issued through MBNA, this credit card provides a 2% rebate on all purchases. The maximum you can earn each year with this card is $ 1,500. Your card rebates will automatically be deposited into a 529 plan that is managed by Fidelity. People living in New Hampshire, Delaware, Arizona and Massachusetts are currently eligible for the Fidelity 529 College Rewards Card.

Citi Upromise Credit Card: issued through Citi Bank, this credit card provides a 1% rebate on all general purchases. The maximum you can earn each year with this card is $ 300. When you use the Citi Upromise card at specific locations, including Mobil and Exxon, you'll get 2% of your purchases in rebates, with no annual maximum; and a full 10% on grocery and drug store purchases without annual maximum rebates. You can link your Citi Upromise credit card to any 529 plan that is managed by Upromise Investments Inc.

GHESP / Futuretrust MasterCard: issued through Juniper Bank and managed by TIAA-CREF, this credit card offers 1% rebates on all general purchases with no annual maximum rebates. Most people link their cards to a Georgia 529 plan, but you can also use Futuretrust's self branded credit card and link it to almost any investment or bank account to receive your rebates.

BabyMint College Savings Card: issued from MBNA, this credit card provides a 1% rebate and no maximum limits. You can link your credit card with any 529 plan or investment account and have the rebates automatically deposited.

Using credit cards is almost a necessity in today's economy. If you have a discipline and can pay your balance off in full each month, it is a great idea …

Why You Should Pursue a Career in Commercial Truck Driving

Why should you pursue a career in commercial truck driving? That is a very good question. Hopefully, by the end of this article, you will have sufficient valuable information to answer it yourself. So, why should anyone pursue a career in commercial truck driving? Let me start by giving you some fascinating statistics about the trucking industry.

Did you know that of all the modes of shipment in the commercial transportation industry, the trucking sector dominates the field with 83.7% of the revenue? The rail industry comes in at a distant second with only 5.6% of the total revenue. The air sector is third with 3.2%, and the oceanic freight sector is strictly in the running with only 1.4% of all revenue being transported by ships. As you can see, the trucking industry is not going away anytime soon. In fact, the trucking industry alone collections 650 billion dollars in annual revenue each year. That's 5% of the nation's GDP! The trucking industry also pays out 35 billion dollars in federal, state, and highway use taxes per year and will grow by 21% over the next ten years. Not many skilled fields can promise you such great job security without a four year college degree like the trucking industry can.

Speaking of job security, in May of 2013 there was an estimated 1.5 million heavy truck and tractor trailer drivers arriving an average median salary of $ 38,700 a year, which calculates to roughly $ 18.61 an hour. In fact, the Bureau of Labor Statistics estimates that truck drivers who were at the lower end of the pay scale still made $ 25,330 a year and truck drivers who were at the high end of the pay scale made $ 59,620 per year. How many other jobs can boast such a wide range of salaries without a four-year or two-year college degree? Not many. So, where are more truck drivers employed than anywhere else? Texas, California, Pennsylvania, Florida, and Illinois. The state of Texas rented 157, 260 truckers in 2013 while Illinois employed an estimated 66,050 truck drivers. But, do not think you will have to relocate to one of these five states in order to find a decent truck driving job. The entire east coast is full of states that have an average 40,210 to 157,260 working truck drivers. If you're looking for the states with the highest concentration of truck driving jobs in the US look no further. North Dakota boasts 15,310 trucking jobs with an average median salary of $ 47,580 while Arkansas, Nebraska, Iowa, and Wyoming follow closely. Truck drivers in Alaska have the highest median salary at $ 53,440, while trucks in North Dakota, Massachusetts, District of Columbia, and Wyoming make an average $ 47,000 a year. If you were to look at a map of the United States showing the areas where the most truck drivers are employed, you would see that truck drivers are heavily employed from Texas all the way over to …

Online Education Consultants – Your Guide for Making the Right Decision

You have decided that you will take your education and skill knowledge a step further by doing a higher education course or degree in your field or niche. But plethora of options of online courses, universities, college, institutes offering online course has made you confused to zero down on one option. In such a situation a professional help can guide you through making a correct career option.

Education consultant is a person who can give you professional education guidance on selecting the right course, potential college which will take your professional career graph higher. Such education guides or consultants are experts in their field and have great knowledge and skills to guide students for choosing the best option available for them.

Benefits of Education Consultation

1) Personalized Attention

As the competition in education sector has reached a cut level level it has made the process of college and course selection for students very time consuming and a complex one too. Selection of a course and college is very important as a whole of the value depends on it. Same course is offered by 100s of universities and college but what really make a difference is what they are offering, the content of the course, the reputation of the institute, and in this education consultant can help you.

Educations counselor will communicate with the students understand their current career status; get information about their further aspirations. On the basis of all this they will provide you with the best suited course programs offered by different universities. They will help you through the research process and make you understand how to find the effectiveness of the education course.

2) Offer Best Guidance

The World Wide Web (internet) is one place where one can get information about anything. But vast information collected can also fall short to answer your personal questions and questions like: Which college is good? Whose course content is better? Which online course will fulfill my career needs?

An education mentor will be able to help you through all your questions and helps in organizing things for you. He will draw the information in such a manner that it will be the best for your needs. His vast knowledge about the colleges, courses being offered can asserts the students to get enroll in the best suitable colleges according to their needs, capacity and goals.

3) Online Education Consultation

There are many consultants who provide online education consultation to students. They provide you online discussion in choosing the right course selection which helps you rise in your career path.

Know do not stress you on making the right college selection, contact online education consultant to guide you in selecting the best choice as per your needs. …

Top 5 MLM Companies – MLM’s Industry Leaders

In this article we take a quick look at the network marketing industry heavyweight contenders. We review the features, advantages and disadvantages of the top 5 MLM companies based on their popularity. The measure used to determine the most popular is simply Internet search traffic volume. Although popularity may not necessarily be the best reason for any person to join, we thought it would be useful to know a little about these companies that are attracting the most attention in the online world.

The actual popularity of various network marketing companies is calculated by Mark D Worthan’s Best-MLM-Opportunities.com which uses Google search data. His rankings are based on Google Trends, which is a service from Google Labs that allows you to compare the number of searches for various keywords across time. The service can be used to determine the relative number of searches for various MLM companies. Here are the results from current data, along with a short overview of each company:

1. Amway – Amway began when its founders became distributors of Nutrilite vitamins in 1959. Amway is famous for “legitimizing” the network marketing industry in 1979, based on FTC’s ruling that the company did not qualify as a pyramid scheme. This was based on the finding that the Amway compensation system was based on product sales vs. recruiting payments. Amway reported sales of $8.4 billion in 2009. Amway North America was closed in the early 2000’s and most North American distributors became memebers of sister company Quixtar, but still continue to order Amway products. At that time, the average monthly earnings for “active” Independent Business Owners was disclosed to be $115. The main advantage of Amway is is broad name recognition in the industry. Its main disadvantage, as reported by many distributors, is its compensation plan which makes adequate earnings difficult for most IBOs.

2. Herbalife – Herbalife was founded in 1980 and achieved net sales if $2.3 billion in 2009. Over the years Herbalife has faced occasional legal challenges over the safety of its products, none of which has yet been upheld. The company reached settlement with the California Attorney General in 1985 for $850 million when charged with making inflated product claims. The company’s product formulations were changed to eliminate Ma Huang in 2002 when several states enacted laws to ban the use of ephedrine alkaloids. In 2007 a scientific study at the University Hospital of Bern Switzerland and Israeli hospitals found an association between consumption of Herbalife products and hepatitis. These items and other media and legal settlements seem to be the company’s main disadvantages.

3. Mary Kay – Mary Kay started in 1963 as a skin care and cosmetics products company, based initially on a tanner’s formulations. Worldwide revenues were $2.5 billion in 2009. Brand recognition is the main advantage of this company, which obviously appeals more to women than men. A significantly high annual turnover is experienced for both US (68.6%) and Canadian (85%) consultants. Earnings statistics reported for Canada were that of …

Data Science for a Better Future of Medical and Healthcare Industry

Today, technology is everything, every industry is now depending on technological advances to increase their revenue. However, the most basic reason why industries rely on technology is to keep market competition high and offer the best customer services. One such revolutionary stream which has taken almost every other industry by storm is data science for which one can find many quality certificates.

It is all about gathering data, pruning data and then understanding the data to find meaningful insights at the end of the data pipeline. All these insights are then used to create value to the company by increasing customer satisfaction, developing new products and making existing products and services more efficiently. One such field which is now extensively using large data is medicine and healthcare.

BIG DATA IN HEALTHCARE

By 2020, healthcare data will be exceeding 2,314 exabytes. What use is of all the intense data pile if not applied to understand the healthcare scenario better. In the past, all the medical records were stored as hard copies, but with big data emerging the records are collected, stored and interpreted via data science tools. Having structured medical data helps in better patient care and healthcare decision making.

There are three types of data that is grouped by healthcare units across the globe. They are:

  1. Electronic patient records.
  2. Clinical records made by doctors, nurses in the form of prescriptions, medical reports, laboratory notes, and medical insurance companies.
  3. And machine-generated data from social media, website traffic, news data, journals and machines showing vital signs.

DATA SCIENCE IN TRACKING PATIENT VITALS

It helps in tracking the vitality of all the patients who are plugged into different devices which keeps the track of all the vital signs like blood pressure, heart rate, respiratory rate etc. Using big data helps doctors in knowing any kind of vital changes in the patient's body quickly without a need to monitor them personally all the time.

DATA SCIENCE IN DATA SOLUTIONS

Medical and health care industry handles an intense amount of data on every day basis, which needs systematic collection, sorting, and systematic storing. It helps in handling the data so that doctors and medical practitioners can have easy access when in need.

DATA SCIENCE IN BUSINESS DEVELOPMENT

Almost every other hospital is part of corporate firms and groups, which is why there is a continuous need to earn revenue and make the hospitals a profitable ecosystem. It helps in creating business plans and new products which boost the business success rates.

DATA SCIENCE IN FRAUD DETECTION

Every industry is susceptible to forgery and human error, same with the medical industry. So, there can be faults like, mismanagement of data or like writing faulty prescriptions and false medical insurance claims. It can help solve these problems by cross-analyzing the data and alerting when precarious medical practices take place.

Considering all the above applications in the medical field and many other industries who use data science extensively, one can say today there is a huge need to …

Choosing a Career While in High School

Have you ever taken a career test? They often ask you many things about what you are good at and what you like to do in order to help you figure out what career you could do for the rest of your life. Do you know what you want to do for the rest of your life? Some people have known since they were little what they wanted to be when they grew up, some realize it a little later in middle school or high school, and others still do not know for sure even after they graduate college.

It is not required of you to decide on your career while you are in high school. Some high school students feel that they should know by then so they choose something that might sound good, pursue it in college, and end up not liking it or wanting to do it. That means almost an entire college degree down the drain. If you wanted to change majors you could at least not have to retake the core courses, but it would still be a waste of about 2 years or more.

What can you do while you are in high school to prepare for your future career? As far as your career goes, the best thing to do in college is explore. For example, if you are interested in science, explore different science careers. Talk with your teachers and your guidance counselor about possible career paths in science. If you decide you are interested in medicine, look for people in medicine you may know and ask them questions. Ask if you can shadow them in practice to see how you like it. If you discover it is not for you, you will not have to worry about having wasted that time. You looked into it, figured out you do not like, and now you can move on.

If you are not sure where to even start, think about what you like to do. Are you artistic? Are you outgoing? Are you good in math, science, or English? Do you like to work with people? Do you like kids? Do you want to make a lot of money? Do you mind working a lot of hours? Do you want to do something flexible? Will you ever want to start a family? All of these things should be taken into account when you start looking into your career. If you take a job with a 70 hour a week commitment, you might find it conflicting with the family you want to have. Look into everything for ideas and for reasons to do or not to do something. …

How To Get The Right Career With Magick

Now we're going to get into a nifty topic.

Here is something that a lot of people can use right away – using spirits to get into the right job or career asap.

This is not about forcing your way into any industry, or trying to convince people you have skills that you do not. None of that is remotely to do with what we're talking about here.

We're going to get into interesting territory here, because most people want a career but they do not realize a job is a dead end until there's no room for movement …

… and that's not good.

Getting a career is about long term progress; your pay increases gradually over time with a career – with jobs it's like arguing with a wall … it's an endless battle.

It's not about getting one promotion and being happy with it; This is about getting something you can work with long term and be honestly happy about. How many people can seriously say they're happy with their work situations? It's not very many people – honestly, it's so few that people have to skip around to different jobs in hopes of finding their careers.

That's just not how it works.

The spirits can guide you to something that you can depend on for years to come.

It might be a job that looks like a career, but how do you know whether it's really a career or not …

This is something the spirits can help you with – a lot.

Shub-Niggurath (the Old Ones) – enables you to find the proper career that most aligns with your passions; this will be something you progress within for many years, if not decades to better yourself and the company.

Kratos (Greek spirit) – Gives you understanding of your ideal career so that you can pursue it; guides you to the proper resources that can get you a job in that industry that turns into a long term career.

Baphomet – Leads you to the perfect career; this gives you the guidance you need to find the right industry and job that you can develop yourself within the years / decades to come.

These are spirits that can help you find that job – because the entry level positions tend to feel like jobs – that can easily turn into careers.

Obviously this is also about putting forth more than enough effort to show case your talents; we are not influencing people to give us promotions randomly here – a career is about developing your skills over time, which many people just do not get.

Can a job technically be something where you promote continuously …?

Think about what that really says. A job is technically an entry level position – the promotions tend to be much harder in those positions.

You know it's true, I know it's true – we've all been there and done that.

But the practitioners are really different … like seriously …

Event Planning – Throw an Event That Will Be the Talk of the Town

Centerpieces

When planning an event, you must think about if you need centerpieces. Personally, centerpieces are one of my favorite parts of an event. They can be big, small, quaint, or flashy. Centerpieces can really add something to the event and make it look complete. There are some things to think about though. You do not want to make a centerpiece too tall that you can not see through at a social event. One time, we were planning a Christmas banquet and we thought it would be a great idea to use mini Christmas trees as the centerpieces, though we were wrong. The trees were too thick to see the people across the table, so the guests took the trees off of the tables. Talk about a centerpiece disaster. Another time, we planned centerpieces that had big, tall brushes painted silver. These worked out fine because the branches were not too flourished. You really have to think about the setting and events happening at your event when planning centerpieces, otherwise they can hinder the success of your event.

Invitations

Invitations are not as simple as they appear to be. Invitations are the very first impression you make on your guests. You make the first impression completely without even seeing them and weeks in advance. Your invitation sets the tone for the event. Your guests get a feel for the event before attending.

How soon should you send them out you ask? If planning for a wedding, it is recommended you send them out 8 weeks before the wedding. If planning a party, it is recommended you send them out 3-6 weeks before the event depending on the specifics. Make sure you give people enough time to plan. Make sure to include all important event info, as well. Who, what, when, where, why, what to wear, and how to RSVP.

Get creative with your invitations! Personally I love invitations that are an actual object to be used. Maybe you make a mixed CD of your favorite songs and send that as an invite? When I was a kid, my mom always had the coolest invitations for my birthday parties. One time she laced shoe laces up a paper roller skate for a skating party. Another time she wrote all of the party info on a beach ball for a pool party. Your invitations do not just have to be paper sheets. Think outside of the box! It will also make your guests more interested and excited to come.

Food

Some people argue that the best part of any event is the food. When choosing food for your event, you really need to think about the audience you're catering to.

Are you planning a kids or family event? Pizza is always a safe option for kids. Most children like pizza and it is easy for you. Planning an event for college students? College students just like free food. You're pretty safe with anything. As for adults, it depends on the formality of …