The SAT

The SAT or Scholastic Assessment Test (formerly known as the Scholastic Aptitude Test), is a standardized test used by colleges and universities in the United States to help select incoming students. In the United States the SAT is published by the Educational Testing Service ( http://www.ets.org/ ) and administrated by the College Board. Virtually every college in America accepts the SAT or Subject Tests as a portion of its admissions procedure. Over two million students take the SAT annually.

Many students deem the SAT the most daunting test of their high school careers. It is a three-hour test that determines your potential academic success. Many colleges consider the SAT scores as a key factor in the admissions process. Some colleges consider your high school academic performance and extracurricular activities as important as standardized tests. If you are planning on going to college, you will need to take either SAT or ACT scores to complete the application process.

The SAT assesses verbal and math reasoning abilities that students would have developed through their school years. The test is multiple choice and is intended for students to demonstrate their math and verbal skills. The test is supposedly designed for all students without regard to any differences in education or schooling. According to the College Board ([http://www.collegeboard.com/]), the test looks for a student's ability to understand and analyze written material, to drawferences, to differentiate shades of meaning, to draw conclusions and resolve math problems. These types of skills are necessary for future academic achievement and success in the work. …

IT Training Will Lead To An Exciting and Rewarding Career

IT knowledge and expertise have become some of the most sought after skills on the job market. If you have IT training or a degree in IT technology, you have an immediate inroad to potential employment with a good company for decent compensation and benefits. Just about every businesses, from large corporations to small proprietorships, need people who know how to support applications, programs, and networks. Getting your training as soon as possible gives you the opportunity to take advantage of current and future high level demands for these positions. It can even give you the potential to quickly promote into higher level jobs.

IT training may even aid you in gaining the knowledge and experience necessary to become an IT manager. There are a variety of different IT management applications which are typically used in a business for customer service, systems control and analyzes, and resource management. Knowing how to utilize these systems gives you and your company an upper hand when it comes to reducing and managing technology costs.

If you have considered becoming an IT specialist or manager, there are many options for education to choose from. Certification is often helpful and necessary to ensure individuals have knowledge in proprietary systems. Many schools offer courses geared specifically toward certification. There are also many formal and informal IT training options which are being delivered. Whether it be in the classroom or online, taking these courses will benefit both you and any enterprise you wish to work for.

Taking courses online gives you more flexibility, by allowing you to study and take the classes from your home or office during the times you have available. If you feel you need more one-on-one instruction, there are many community, private, and four-year colleges which have all offerings. Colleges sometimes offer less formal classes in IT training as adult or continuing education. No matter how you choose to learn, a career in IT will be an exciting and profitable choice. …

Should I Hire a Private Home Tutor For The Best Child Education Services?

It’s no secret that children today are bombarded with distractions. From worthless reality TV shows, portable gaming consoles, the lure of sex, drugs and alcohol-more and more minors are losing perspective and failing to prioritize education and learning. Our liberties as a democratic nation have, somehow, hurt the importance of child education services in our society. Instead, a greater value and price has been put on self-expression and personal freedom. This has made quality education close to being a relic of the past. If your child is suffering from bad grades and you find that getting him or her to school is like pulling teeth, then perhaps it’s high time you got some reinforcement.

There may be many reasons why your child’s grades are slipping. A schoolyard bully could be putting pressure on your little one and causing anxiety-making school a negative environment that your child would rather be far away from. Perhaps the subject or subjects that your child is failing in is just not as interesting or perhaps the teacher may not be communicating well to your child. Whatever the reason may be, getting your child a home tutor could be a great thing.

A classroom setting, while ideal in helping kids learn to cope with others at a set pace, may prove challenging for other children. The problem with a classroom setting is that there is a great tendency to overlook the personal needs of a child which could impede his or her learning progress. A home tutor will work at your child’s pace and can give complete, undivided attention that your child needs. Most children get shy when asked to perform or participate in front of a group. A one-on-one setting could prove very fruitful in encouraging your child to reach his or her potential. It’s easier to build a child’s self-esteem on a more personal level and then proceed from there.

In other cases where a child has no problem with going to school but could stand to do better academically, a decision to hire a private home tutor can still be very helpful in reinforcing the lessons that your child has learned for the day. That way, the learning doesn’t stop in the classroom setting and instead is learned through and through thereby helping your child advance. As long as you choose the right tutor for your child, getting extra help to boost your child’s academic performance could be one of the best choices you make.…

Science Books – Men – Twice As Likely Smarter Or Dumber Than Women

This study by researchers at the University of Edinburgh was the first to seek out any differences in the intelligence quotient between men and women. Other studies have shown, as again in this study that there is no noticeable difference in the average intelligence between men and women. Many fields of science have noticed and studied how women have advanced in recent decades to be in the major of once male dominated fields as higher levels in medicine. There are now more female graduates from medical school and we applaud that. The more nurturing and superior communication skills of women is good news for us all as the old white men who too often thought they were gods retire. They were often not perfect healthy lifestyles role models as the youngger female doctors are closer to being.

And yet this difference in the Edinburgh study shows there is a much greater variability in the intelligence of men than in women. Men are twice as likely to be in the top, and the lowest tier of intelligence. Which, for women and even us men, explains much. How is it a standard joke that the fellows in the bar all agree that grown men poking each other in the eye is hilarious? Their female dates usually roll their eyes not poked at the ceiling wondering where all the brainy men are. Brains can of course be made stronger or weaker by healthy lifestyles or not.

Well, from this news, it seems you ladies tend to bunch toward the intelligent high center and keep gaining brain power as you gain rights and confidence. And the reverse may be happening to men and in particular those in that wider pool of dumb and dumber, of which males are twice the gene pool.

Knowing this, and that the Bill Gates brain types usually bore you to tears, while handsome Jack the football hero who played once too often without his helmet is off with his team mates watching the Three Stooges movie. But to take this to a degree level we could look at how this fact, if it continues to be verified in further studies, indicates changes in schooling and opportunities for the lost boys now being left behind.

Studies show how the girls generally now gain the higher grades and the scholarships; and to the extent that this advances opportunities for girls such as my grand daughters is is very good. But if our grand sons are not prepared for the skills they can exceed at and be encouraged to learn their skill and get at it and build a good life for themselves, as I have tried to do with my own grand sons, they may be part of the lost generation of boys who became men who fill the bursting jails of America.

Boys love machines and there are so many jobs out west crying for men who can be serious enough to operate the equipment, which unfortunately is several tiers …

Career Education In High Schools

Education is the most important requirement for a person to be successful in life. Schools impart education to students and train them for future jobs. Choosing the right career is a very critical decision. However, many students are unable to decide or choose the appropriate field for a successful career. Students can ask for effective advice on career education from counselors of various career forums or programs. Students can also take advice from their friends and family members who can determine their aptitude and interest in different fields.

Students who have finished high school can seek guidance, from professional advisers at career education forums. Here students are given information about existing and most favorable fields that can be pursued.

Career education involves analyzing the skills, area of ‚Äč‚Äčinterest and basic knowledge of students by asking a number of questions. These factors reflect on the kind of career that suits their capabilities. They are introduced to a variety of career options, and learn the level of skills and education required in fields such as culinary, dental, heating, air conditioning and refrigeration, plumbing, hotel and restaurant management and real estate. Career education helps students select the most appropriate field that compliments their interest and aptitude. Students are also counseled on different financial programs that can help fund their education.

Career education given by specialists helps students increase their market value within a particular field. They specify suitable programs that prepare people for favorable jobs. There are many programs that help assess the interests, work behaviors and aptitudes of students. There are many websites on career education that guide students to prepare themselves for favorite jobs. …

Insurance Continuing Education

There are many requirements for certification in the insurance industry. One of those requirements is continuing insurance education, which varies in need within each different state. Some states have two-year continuing education requirements, while others may require agents and professionals to take courses annually to keep their certificates up to date. You can find out about your state's specific laws by contacting the state Department of Insurance that you work in. Most companies will pay for these courses for their employees, as it can be written off as a business expense for many. Before enrolling, its essntial for you to know about the different requirements related to insurance CE so its easy to choose the right traing for you

There are courses in insurance continuing education for agents, adjusters, brokers, and underwriters, as well as programs for risk management and other specialties. The classes for agents, brokers, underwriters, and adjusters cover commercial and personal lines, property, casualty, life and health, and even ethics courses, legal education, and flood insurance CE. Each state has different requirements for continuing i education, and each program that exists is required to be certified by the state Department of Insurance in order to be approved approved method of continuing education.

Special programs for continuing education include courses for risk management, financial services, insurance company managers, business owners, and other specialties within the indemnity industry. The position of each employee will dictate which continuing education courses need to be taken. In general, most states require an annual or bi-annual refresher course for all agents and professionals, but this can vary depending on the specific certification that the employee has, as well as the state that they benefit and work in. Most agents or professionals will learn of their specific requirements to maintain their licensure in their initial training.

Insurance continuing education is different for every person and in every state. However, getting the education that is needed is not hard. There are online courses for just about every type of CE that is needed within the insurance industry, including more complex programs for states like Texas that have strict requirements for their agents. The curriculum is not only designed to keep education current, but also to help professionals to increase their business and their own productivity as a result of taking the CE courses. Keeping current license in the insurance industry is mandatory, because the job can not be performed legally without proper state licensing. …

Discover Ways to Earn a Masters Degree Online

Usually consisting of one to three years of post-baccalaureate study, a Master's Degree is conferred after an individual has attained a certain academic fluency in a particular discipline.

Primarily due to the availability of online programs, the range of obtainable disciplines has expanded so that most bachelor programs have a corresponding masters certification. With today's online education opportunities, you can earn online Masters degrees in interesting areas such as computer science, education, or health care management.

Advantages of Masters Degrees

The advantages of online Masters degrees are abundant. There is no commuting, class times are flexible, materials are archived online, and over-enrollment is rarely an issue. Given these unique benefits, it's worth considering your various masters degree options.

Different Kinds of Master's Degrees

Master of Liberal Arts (MA), Master of Science (MS), Master of Fine Arts (MFA), and Master of Business Administration (MBA) are the four most popular types of certification. You can also earn a Master in Library Science (MLS), Social Work (MSW), Public Health (MPH), and Education (M.Ed.).

Job Opportunities with a Masters Degree

Because a bachelors degree has now become the standard for most industries, individuals who have earned online Masters degrees have a decisive advantage in the job market. Earning your masters degree demonstrates to employers an elevated level of dedication and competency in a given field because of the additional credentials.

According to the US Census Bureau, those with a master's degree can expect to make more than twice as much as those with only a high school diploma and almost 20% more than those with only a bachelors degree. Considering this income boost, the time and money invested in a masters education is clearly worth it. …

How to Get Into US Colleges or Universities

The United States of America is the world’s largest educational hub for the students around the world with an approximate 1,000,000 participation so far in different courses. The stat says, 5% of the aspirants in higher studies are from different part of the world, and it implies education system of the nation is top-notch; which has been mainstream of many success stories around the globe since a long ago. We can say that these numbers are not going to find a pause at least for next few years though!

The boundless reasons and opportunities attract the students to spend precious time in the USA to pursue undergraduate and graduate level programs. However, one should know the benefits and offers provided by the USA to the International student. Nevertheless, it would help to plan the journey in a smooth way.

On the other hand, an aspirant should be thoughtful about the decision to study abroad; perhaps the lack of transparency in approach would lead to tiff situations.

The ideal way to prepare for the big day:

It’s a dream for many to study in the US, and it’s not as easy as eating cherry on a chocolate cake. The process starts by filling an application form and understanding the guidelines to be a part of the certain course. On the other hand, competition environment demands the student to prepare for the entrance tests even before joining the university or college. Thus, patience and self-belief are essential to be in the race; eventually, your hard work and consistency can bring a smile to your face during result time.

Moving further, gathering informative details about the college/university helps you to make a firm decision on your selection, also you will have a clear thought about your preference. Hence, the collected information would be your guide to make your next move.

The meaning of the life comes into the picture when you take a brave step to face the new situations as a challenge. When an individual chooses to change the way he/she lived, ate, spoke and led the life, it results in the change in an approach of that person towards the society. In the same way, aspirants who are anticipating to move abroad might leave their home out of the blue, possibly without any clue about the life in other parts of the world. When they touch base in their new host nation, they are entranced by the new breeze, and new environment though, but the difference will be felt from the day one. Self-enlightenment would help you to adjust the routine cycle; however, you don’t need to plan anything before catching your flight to your destination but you should be mentally prepared for the new beginning.

And then again you will find that you have an opportunity to live the life which you dreamt off and appreciate the people around you and their culture, hence it could be a new version of yourself.

Maybe the adjustments and routine in a new …

Should I Get Help From A Career Counselor?

Most people would probably get a root canal than hunt for a new job. Whether a person has been downsized, is changing careers, or just wants to find a better opportunity, hunting for a job can be frustrating and intimidating. And since more than 230,000 people have lost their jobs this year, the competition for employment is likely to be fierce. People who want to increase their odds for getting hired may want to consider finding a career counselor.

What Career Counselors Do

Career counselors can help people evaluate their skills and abilities to find a job that fits their goals and interests. They serve as coaches, teachers, and mentors to people with all different types of job experience. A qualified counselor should be able to assess a client's behaviors and abilities to help direct them to an appropriate position. They also should be good listeners who can communicate well with people who may be dealing with a lot of stress and uncertainty about their job situation – and life in general.

Some career counselors may have a degree in counseling or a related field, but others may have experience in a particular field that gives them the expertise to help others. A master career counselor generally has the highest level of expertise in career counseling and has met other qualifications, such as being licensed by a state board.

Who Should Consider Counseling?

Not everyone looking to change jobs needs to see a career counselor. But people who are not sure where they're headed in their careers and need help focusing may benefit from working with a coach. Workers who are thinking about getting help with their career should ask themselves:

1. Am I satisfied with my current job?

2. What do I like or dislike about my current job?

3. How can I improve my current job?

4. Do I have the work-life balance I want?

5. What are my short- and long-term goals for my career?

6. What other jobs can I qualify for with my skills?

Downsized in America

People who have not had to look for a job in many years may be ill-equipped for their search and may be perfect candidates for career counseling. Companies all across America are cutting jobs, forcing many workers to dust off outdated resumes. A qualified counselor can help put together a resume, practice interviewing techniques, administrator assessment tests, or evaluate new career paths. The right coach can help a person evaluate jobs that they've never considered that may allow them to use their current skills.

Changing Careers

For people who are looking for a whole new career, a counselor can help them decide whether they have the necessary skills or need to continue their education. Some people may find that the type of work they've been doing has become obsolescent. Many unskilled workers have found themselves forced out of jobs that can be done by a computer or a machine. A good career counselor should listen to workers' needs …

Private Education Loan Consolidation – 3 Tips

Whether you attended a public or a private college or university, you probably owe tens of thousands of dollars or more in student loan debt. If you are like millions of other graduates, you chose to fund your education with private student loans.

Private student loans differ from federal loans in that the private loans are issued by private banks and other lending institutions. Private loans may be offered at variable or fixed rates and come with a range of possible repayment periods (terms) like 5, 10 or more years.

If you have multiple private loans, you may be interested in consolidating your loans into a single private consolidation loan.

Advantages To Loan Consolidation

The main benefit of consolidation is that that it gives you the opportunity in most cases to reduce your monthly payment obligations. Being able to save money each month on student loans offers a huge benefit to graduates who hold a lot of debt. Most graduates – especially those in their 20s and early 30s – are busy trying to pay their monthly expenses while building a small nest egg. High loan payments but a serious damper on that goal.

Another benefit of consolidation is the opportunity to simplify one's financial life. Having to make multiple payments to different banks each month – which are due on different dates and in different amounts – is no piece of cake to manage.

Comparing Private And Federal Consolidation Options

Note that if your current student loans are federal loans, you should opt for federal consolidation. Otherwise, private consolidation is the way to go.

3 Tips For Private Education Loan Consolidation

If you are considering consolidation, here are 3 tips for you to consider:

1. Shop The Best Bank Rate: Just shaving a point or two off of your interest rate can save you a lot of money in your future consolidation loan payments. It is always worth it to spend a bit more time now shopping the rates from multiple lenders before settling upon one.

2. Check Each Company Out: Do research on each lender to make sure they are viable and represent a company you would want to do business with. For example, ask these questions: Do they have the ability to service your loans? Do they allow for easy online application? Are their repayments plans simple and easy to understand? Do they offer any benefits to borrowers who pay on time? Keep meticulous notes about each lender you evaluate.

3. Get The Payment Terms You Want: Before contacting lenders, make sure you know what your idea payment terms are. Remember: a longer term of, say 20 or 30 years means lower monthly payments now but much more paid over the life of the loan in interest costs. Tip: choose the shortest term possible while still leaving you with a monthly payment you can afford now.

Follow these 3 tips to a more successful loan consolidation. …