A Career Tip for Students – Have a Back-Up Plan

How many people do you know from college who ended up employed in careers absolutely unrelated to their degrees? I know a few … actually, quite a few. Indeed, I would venture to say that a sizeable majority of college grads are now doing exactly what they did not set out to do. Out of survival necessity, or because a new dose of reality changed their interests or plans, they failed to something that simply did not figure into their original thinking. Dave has a BA in anthropology from the University of Washington, but, six years of stock clerk jobs later, along with some significant re-schooling, we see him working as a software engineer with Lockheed Martin. Janet has a BS in art history, but marriage, children, the cost of living, and the job market have directed her to re-train as a medical assistant. She is now working at a major hospital. These are both fictional characters and events, but they are based on an army of real cases.

So, if you are a student early in your college career and you are still thinking about choosing a major, or if you are a high school graduate looking forward, here is a piece of advice – do not choose a major. Choose TWO majors. Particularly if your major major (which you are passionately attached to) is not something "hot", as the job market goes, you may want to explore a second major that piques your interest but at the same time will afford you practical work opportunities as soon as possible after you graduate. In other words – HAVE A BACK-UP PLAN. This may mean taking a few extra courses. This may mean re-orienting your thinking a little about your future and your dreams. Here is a good first step in that direction: Check out the Occupational Outlook Handbook online by going to bls.gov/oco.

This is an excellent and comprehensive source of information about a variety of occupations. It is produced and updated by the US Department of Labor and it is entirely online – no need to purchase or order anything or complete an online registration form. For hundreds of occupations, this Handbook will tell you about training and education required, salaries, what the workers do on the job, the working conditions, information about the job market for each state, and, possibly most relevant to our topic – expected job prospects and job search tips. After you have done a little homework with this and any other sources you can get your hands on, then look at the school programs and requirements related to your choice (or short-list of choices, as the case may be).

Always remember that, no matter what your career passion is at the moment, it is a good thing to diversify. Go for two or more skill / education sets, rather than one. You may be glad you did … and you may have a little more control over your future as a result, instead …

College Loan Consolidation – What You Need To Know

The rise in demand for college loan consolidation services is directly related to the costs involved with obtaining a college or university degree. Fueling the demand is the increasing cost of private institutions in the United States. Whether it's for graduate school or to study abroad, students are mounting massive debts beyond what was reasonable years ago. The gap is widening between the cost of obtaining a degree and the financial aid given to assist those in need of funds. Today's graduating students are faced with a vicious cycle of borrowing more in order to pay college tuition. College loan consolidation can ease the burden after graduation by setting up a program to help manage your college debt.

College loan consolidation is a service that allows students to reduce the amount of their monthly installments in order to repay their student loans. This is done through one combined loan with an extended payment schedule which results in a lesser monthly payment. There are other benefits as well. Did you know that you could potentially save thousands of dollars in student loan interest fees over the life of your loan? By locking in fixed interest rates you can help avoid fluctuating interest fees. The savings on fees and lower monthly payments gives you more flexibility with your money. You could either save the money, invest it, or take a well deserved vacation.

Keep in mind that if you are thinking of college loan consolidation, that it is a good idea to separate the consolidation of your private student loans and your federal student loans. A potential downside to combining both is that you could lose the interest tax deduction benefit on your federal student loans.

On a final note, the lender you choose plays an important part in the college loan consolidation process so it is important to find a reputable company which has evidence of its credibility. Interestingly, some lenders may offer incentives via interest rate reduction if past student loan payments were made consecutively on time. It is just a matter of taking the time to compare different incentives between lending companies. Loan counselors should be able to assist you on the site of your choice to help you decide if what they are offering is what's best for you.

Image loan consolidation is a worthy option and can help to put more cash in your pocket. Currently, interest rates are quite low so now is a good time to research lenders and take advantage of the benefits. …

Your Guide To Earn An Online Bachelor Degree In Nursing

You might be or you might not be aware that health care industry is one of the booming sectors for next 5 years especially in nursing field with a projection of 27% increase in employment. Here, if you are interested and considering to earn a nursing degree online, you definite are in the right career path.

There are many accredited online universities offering online nursing degree programs with emphasis in various fields. You should spend some time to consider the available options to decide which online nursing degree program that meets your education & career goal. Here is a step by step guide to help you earn an online bachelor degree in nursing.

Step 1: Determine The Right Online University

In the process of short listed your online universities of choice, you need to select only the online universities that are accredited by USA's recognized and legitimate accreditation agency. Non-accredited online degree program will make your degree rejected by most of employers.

Although there are many online universities offering bachelor degree in nursing, the degree may be varied from one online university to another online university; they might be different in area of ​​focus. Be sure to review each of bachelor degree in nursing programs you are interested in and determine that the program is able to meet your needs in courses and in budget.

Step 2: Determine What Is Required To Earn The Bachelor Degree In Nursing

Ask the online universities to send you their bachelor nursing degree programs; look at the curriculum, determine if the time frame will work for you as well as the course of study. You may want to consider several nursing schools and determine which offers more of what you are looking to learn. Many online nursing schools offer flexibility in terms of time. Most of online bachelor nursing degree will require you to spend a certain hours in clinical assignment in order to earn the degree; If you are a working while getting you online degree, you may want to ensure that you are able to fit into the clinical schedule.

Step 3: Determine The Financial Aid Available

If tuition fee is you concern, you might want to consider an online university which can offer you the flexibility in your tuition fee payment. Many online universities do offer scholarships and loans to their online students; you can get the information from admission department of these online universities.

Step 4: Enroll into Your Select Online Nursing Program

Once you have finalized the online university and the online nursing degree program that you are interested in. Ensure you meet the pre-requirement of your selected online nursing degree program; there may be many specific things that you have to do to qualify to get into the program. There may also be deadlines to consider. Look for the methods that fit your needs here.

Step 5: Be Prepared As An Online Student

Just like any other process of learning, you need to prepare yourself for your steps …

A Bondage of Education

From a very early age I can remember my parents, teachers, and friends discussing this idea of ​​education. What it is, what it should be, what it could be, but more importantly how I would use it to "further" my life. I had this notification that education was going to school, remembering what the teacher said, applying it to a test, and repeating the routine for the next twelve years. The term "career ready" is not only whatAVE me the desire to have straight A's in high school, but what brought me to a university. I came with hope to finally break away from the restraint that I believed was only a result of what a high school education could do to an individual's mind, but quickly came to realize that a "liberal education" from college was not that different. Liberal education was designed to free individuals from the bonds that society placed upon them, but present-day education is what holds those bonds together.

I will never forget the first time I failed a test. It was in fifth with one of my favorite teachers. I remember receiving the test back with a zero on the front and instantly covering the test up so no one could not see the sign of failure. The teacher must have seen my shock because I was told to stay after class. She explained to me how I had made a 100 but I did not "take the test right" which is what sent in the zero. From then on, I developed what college students call "test anxiety." I worked to follow directions, to be structured, and to never ask a question that could possibly be wrong. I made straight A's, participating in school organizations, was president of my class, and lived to fill the resume that would be sent to potential colleges. I did what students are expected to do. When I came to college I was excited because I could finally learn outside the perimeters of standardized tests. What I did not expect was to hear phrases from professors such as, "do not worry this will not be on the test," or or having to spend thirty minutes of class listening to students ask how many questions will be on the exam. Teachers from my high school always told us, "college will not be like this, so enjoy it while you can," but it was all the same. Listen, take notes, memorize, take test, repeat.

I began to realize that maybe this was what education was intended to be. A system that engrains students with the idea that to conform and restrain one's mind to standardization is what makes us "successful." David Brooks discusses how college students are "goal-orientated … a means for self-improvement, resume-building, and enrichment. next step. " Students go through elementary, junior high, high school, and now even universities not to "free our minds" or truly educating ourselves, but to climb the ladder of social order. One can refer …

Requirements for UK University Level Foundation Courses

If you are a student who is not a resident of a European Union country, then there are certain requirements you must know about in order to attend foundation courses at a United Kingdom facility. Here is a general outline of those standards that must be met at most educational institutions offering degree programs to foreign nationals.

Government Requirements

Any international student wishing to attend a school in the UK must obtain the appropriate visa. New this year to the process is a points system instituted by the government.

Tier 4 is the level of points applicable to students. As part of their visa application, prospective students must include the sponsor license number of a properly accredited and licensed university. Be sure you have this number in place before submitting your visa application.

University Requirements

First and foremost you will be required to have a minimum number of General Certificates of Secondary Education (GCSE). Usually these must include courses in English and Mathematics, for any number of degree programs, although there are some equivalency standards which may apply in your specific case. Some universities will also ask for a certificate of your secondary school completion.

Many times there is a minimum age requirement, as well. Most universities accepting international students ask that students are at least 17 years old. This is no doubt due to a certain level of maturity required to attend an institution of higher learning in a foreign land.

For students whose first language is other than English, an optimal score on the International English Language Testing System is a must. Some universities offer their own internal testing system if this requirement has not been met. Support for further study in the English language is usually provided by the university foundation course.

About University Foundation Courses

University foundation courses (UFCs) are designed to give a student unfamiliar with certain concepts and terminology the opportunity to develop a further understanding and the necessary skills to complete the coursework for various degrees. A UFC generally lasts three to four terms and replace the matriculation requirement that students reach A level to register for courses and begin their academic career.

There are certain core modules which will be taught in a UFC. These modules will relate directly to a student's proposed degree coursework. Instruction is usually accomplished through traditional university lectures, tutorials, group studies, and individual coursework. End of course examinations will determine the student's final mark.

Students who complete the foundation program must do so with a minimum acceptable grade and the expectation that English language skills will have been further developed.

For students living outside the EU who wants to attend a university in the UK, taking university foundation courses is an excellent way to fast track to degree coursework. These classes teach more than just the basics; they provide an extended orientation into the country itself and a way for foreign nationals to feel welcomed and accepted before plunging directly into studies. …

Student Plans – Health Insurance for College Students

Most colleges require students to carry health insurance, though plan requirements vary from college to college and university to university. Most schools offer health insurance plans to its students, which can be waived if the student is covered under a family plan, or under a parent or guardian’s insurance plan. Student plans are known as SHIP, Student Health Insurance Plans. For students enrolled in a health insurance plan through their university or college, the premiums are often part of the school fees and tuition costs. Some college student plans require visits to the school’s health center and does not allow students the choice to see their own physician.

A student plan typically covers trips to the college or university’s health center, prescription medication, checkups, and will sometimes cover appointments with specialists. A copayment or deductible may be required for emergency room visits, if covered at all. Each plan is different and each school has different plans. Research the plans available at the school of choice prior to enrollment. A student may also benefit from looking at student plans from private insurance providers outside of school. Since health insurance rates and premiums are competitive, it is well worth it to shop around and research plans.

In addition to a SHIP plan, more coverage options may be attainable through additional voluntary student plans. These voluntary plans may allow the student to see doctors other than the ones at the student health center or go outside the network. A voluntary plan may also provide the student with the ability to receive health care from specialists and may provide additional medication coverage as well as dental and vision coverage. This is a great option for students that have monthly prescriptions or conditions that may require visits to a specialist.

Students entering college are required to have a medical checkup and have several vaccinations. With these medical costs that are incurred before school even starts, it is a good idea to have student coverage health insurance prior to starting college. International students with a J-1 exchange visitor visa are required to have student health insurance as well, per the U.S. Department of State. An international student should choose a student plan that also includes medical evaluation insurance, health and accident coverage, and repatriation of remains. The basic plans offered by universities and colleges will cove basic medical needs and medications, but more extensive coverage can be obtained from other student plans.If you need assistance in locating particular coverages at a pre-determined price, we can help save 50% on health insurance.…

Science is Admitting When You Are Wrong

Have you ever noticed that folks get amnesia; it includes you and me,

when we have to say, the results are in, and I was wrong.

Neuroscientists go against type (Homo sapiens), and immediately publish

to the world when their research indicates they are on the wrong side

of the issue.

It does not matter how ancient and venerated the principle, these guys

find the biggest and baddest Journal and go public with the new findings faulting

their previous thinking.

It occurred recently for the treatment for ulcers, the two Australians got the Nobel. They were wrong about neurogenesis, growth of new brain cells, and neuroplasticity, changes in the function and structure of the brain.

Even the Federal Drug Administration admitted in 2007 some of their drug approvals were killing (heart attacks) the users.

For about three centuries the pro forma principle behind human decision-making, according to the international scientific community, was labeled cognitive, based on a reasoning Cost-Benefit-Analysis.

Philosophers and scientists agreed it separated us from other species, and played out in the advancements of western civilization. We think and act, and are not the puppets of our emotions and instincts.

Decision-Making

Professors Antonio and Hanna Damasio, in the year 2,000, while at the University of Iowa College of Medicine, published an article called Emotion, Decision Making and

the Orbitofrontal cortex.

They opposed the iconic vision of Homo sapiens as the embodiment of logic, reason and analysis, by what they called the Somatic Market Hypothesis. It is a fancy name

for adding your right-brain emotions and feelings to your left-brain reasoning skills.

The Damasios go on to propose emotions are represented by changes in your body state. For the geniuses: specifically two areas in your brain; your somatosensory cortex and your orbitofrontal cortex.

Who Cares

First, emotions and instincts occur through your right brain, and are at a non-conscious level (no awareness).

Second, your mental imagery is deeply involved in decision-making. When you

are beset by negative images, you decide differently than when your mental movies

are positive and offer successful reinforcement. Remember, images precede your

feelings and emotions, and result in different behaviors. Think about it.

One more once. Your orbitofrontal cortex is the basis of your reasoning,

logic and lineal Cost-Benefit Analysis. But it is only one piece of the jigsaw

puzzle.

Amygdala

It is your Amygdala, located in the Limbic system of your brain,

and responsible for your emotions and feelings, plus your somatosensory/insula

cortices,and peripheral nervous system, that are the other critical

structures for decision making. It is left and right brain integration.

When you say humans are reasoning creatures, I think, therefore I am, (according to Decartes), you quote the science of yesterday. The Damasios were the first to focused on the relationship between emotion, decision making and working memory.

They feared not the wrath of the scientific establishment in contradicting

the undisputed knowledge of a up to three centuries of science. They chose to destroy the myth of human cognition as the core …

Do You Know These CRITICAL Signs of Online Degree Frauds?

Very few people would disagree that online education is now becoming a very lucrative business. As it continues to grow scammers are not having a field day cheating honest and desperate people out of their hard-earned money.

If you are interested in online degree you should be careful so as not to fall for these many online type of degree scams. The scammers that sell fake online kind of degree programs and degrees send millions of emails and even pay good money to advertise their dubious offers.

Many people have fallen victims of these kinds of online degree scams and have lost thousands of dollars in the process. Apart from the thousands of dollars they have also wasted their time, only to find out months or even years later that they had been scammed.

If you want to prevent falling for such scams, below are some of the common signs of such degree scams:

– Be wary of any online type degree site that allow you to negotiate your GPA and tuition fees.

– Be wary of any online kind of degree site that also allows you to pay for honors design, such as all flavors of cum laude).

– Be wary of any online degree site that require payment or a resume listing work experience, without any coursework.

– Be wary of any online or internet degree site that charge you tuition on a per-degree basis.

– Be wary of any online type of degree site that has names that are knock-offs of well-known colleges and universities.

Such fraudulent online degree awarding sites have sold fake degrees and diplomas to thousands of people. According to a recent article on MSN, "The largest, by far, is called the 'San Moritz Group' since 'University of San Moritz' was the first of the 12 names that they used (others: Harrington, Shelbourne, Glencullen, Palmers Green, Kingsfield), "says Bear, who, from 1979 to 1990, was also a consultant to an FBI task force on degree mills.

"I have reliable information (from a person who works there) that they have sold 70,000 diplomas, including medical, in four years, with revenues of more than $ 150 million." The group churns out 5 million to 10 million e-mails a week and has sold about 70,000 degrees over the last four years, he says.

Do not fall for such online degree scams. Any time you receive an email spam promising you "University Diplomas / Bachelor degree in 30 days or less" simply delete the email because it is nothing more than an online or internet degree scam!

Follow the above tips and use your common sense before enrolling for or paying for any online degree program or online degree. …

Photo 101: Why You Should Choose an Online Education

Traditional universities and colleges are never going to disappear, however it's easy to see why more and more people are heading to cyberspace for their education. While online education requires students to be self-disciplines, organized and tech-savvy, it is possible for students to get a good education without ever setting foot in a traditional classroom.

Here are five reasons why you should consider an online education.

1. Flexibility

Taking online courses are great for people who need to work, but still want to earn a college degree. Online universities are flexible for students who have other commitments (like work or family). Students can 'attend' class while the kids are napping, on a lunch break or on the road for business. Online classes are great because you are not required to be in a classroom three nights a week at 6 pm sharp for the next 4 years of your life – but you can still get the same level of education. Do not be fooled, just because you do not have to go to class does not mean you do not have to work. You still have to do the work, you just get to decide when and where you do it.

2. Pace Yourself

Another advantage of online education is the ability for students to work at their own pace. E-learning generally focuses on student-centered learning, making it up to you to decide how you learn best. You can study at the same time each day for a set time, or you can use the course chat boards to talk to other students and your instructors. The chat boards are really nice for students who are timid and do not speak up in class. For some reason, it's easier to express yourself via chat.

3. Save Money

Most online education programs actually charge less than traditional universities. Take some time to look around the Internet and you'll discover online classes are inexpensive compared to regular college programs. Because online education is so much cheaper, when you finish your education you will not have to be laden with huge student loans like most college students. Getting an online education can actually save you lots of money.

4. No Commute

Not only can you save money in your coursework by pursuing an online education, you also save tons of money and hours driving yourself to and from school each day. One of the best things about online education is getting to learn from the comfort of your home – sweats and all. So, no more stressing about being to your 7 am class on time, instead, sleep in and study when you wake up. You'll also save money on eating out for those 'convenience meals,' childcare and gas. Paying your monthly Internet bill is a small price to pay for your college education.

5. Unlimited Options

There is nothing worse than decided more than anything I want to be (insert your dream profession here) when I grow up, then discovering your …

How to Become an Orthodontist

Images of picture-perfect smiles complete with straight, even, white teeth are often as a result of the work of an orthodontist. Regular dentist visits to fill cavities, check for healthy gums and professionally clean teeth provide us with great oral care, but, in some cases additional care is necessary. Orthodontists specialize in treating irregularities and abnormalities of the jaw and teeth which may necessitate the use of braces, headgear or specialty pieces to align the teeth and achieve facial balance. Becoming one of these specialized dentists is a process that involves a few critical steps and the passion to provide excellence in oral care and hygiene for patients.

One of the first steps to becoming an orthodontist involves acquiring a 4-year Baccalaureate degree. This four year degree should ideally be in pre-medicine or nursing as the courses that are usually required to obtain said degrees contain a variety of science courses as well as generic requirements that will help boost GPA as well as prepare you for admissions into a dentistry program. Be sure to research your Dental school of choice before determining your Bachelor's degree. Courses in Biology, Physics, Psychology, English and other language courses are recommended to include in your degree program. Depending on the program you are looking to enter after your Bachelor's degree, community service or volunteer hours are also a good thing to include during your academic career as these will set your application apart from others. Taking other supplementary courses to boost your GPA is also recommended during your program.

Once you have completed your Bachelor's degree, you will need to study for and take a Dental Aptitude Test. Similar to the MCAT's for medical students the DAT is an entrance requirement for any Dental school you apply for that measures your skills and knowledge in dentistry. Be sure to research schools before applying as each school will have specific admissions requirements and deadlines to adhere to in order to gain acceptance. Check your local library or university library for a copy of a previous DAT exam to get an idea of ​​what will be on the examination and what to study for. Bookstores often carry tests as well that you can purchase, located in the reference sections. Flashcards may also help you study for this all important test.

The next step in becoming an orthodontist is the successful completion of a 4-year graduate degree in Dental School. Once you have completed this program, you will have obtained a Doctor in Dental Medicine or Dental Surgery allowing you to specialize in multiple post-graduate programs including Orthodontics. (Some schools require a separate Masters Degree in a specialization in order to be considered for a specialty study in Orthodontics.) This final program in Orthodontic Specialties differs from school to school and may contain various research and teaching components as well as surgical residencies to complete the program. After you have completed this final specialty program generally lasting 2-3 years, you will need to apply for design …