Is E-Marriage For You?

Online dating can get a bad press but no one should be discouraged from looking for internet romance because it sometimes goes wrong. Finding yourself entangled with a love-rat you met at a social event is more commonplace. According to research carried out by the University of Chicago more than a third of marriages now begin online. It also reveals that online couples have happier and longer marriages.

A study by the National Academy of Sciences agrees: ‘Couples who met online were more likely to have higher marital satisfaction and lower rates of break-ups than relationships that began in face-to-face meetings.’

People who meet online tend to be more mature and in higher paid occupations. Among the least successful marriages were those in which people met at bars. A strong supporter of online dating is Neil Clark Warren, CEO of online dating agency eHarmony. His aim is to reduce divorce from 50 percent to single figures. He says, “It is not that it is too easy to get a divorce. The problem is caused by it being too easy to marry.”

Jeffrey A. Hall, associate professor of communications at the University of Kansas advocates online relationships. “Online dating was once regarded as a bad or dangerous place, a warehouse of losers or creeps. We are seeing a sea change in those views.”

Being single is the ultimate self-indulgence but the hitch is that you can become a social outcast. Take a restaurant table that would normally seat four and you soon learn the meaning of indifferent service and funny looks. Booking a theater seat or taking a holiday on your own guarantees your coming across as Billy No-Mates.

Having divorced I had no wish to commit but I did miss female company. Signing up to an online dating agency I candidly explained my preference for a platonic relationship. Such candor earned me respect. There was no shortage of dating opportunities and most were thoroughly enjoyable occasions. Economy with the truth is a tendency when subscribing to online dating agencies. Typical and common is the use of flattering photographs some of which were taken years earlier. One lady date used an image of her daughter as it got her more dates. Men are equally adept at telling white lies. Part of my night’s entertainment was hearing of the failings of earlier dates. I hope they are not now talking of mine.

Whilst much research is American based it is likely to mirror European studies and findings. Online courtships reach the altar in 18 months. Offline courtships take 42 months which suggests less confidence and commitment. Subscribers to online dating services by gender are fairly evenly divided. Two thirds say common interests are the most important factor when looking for a partner. Physical appeal is important too, an asset placed at 49 per-cent. Personality is a definite plus whilst hair colour preference is evenly divided between blondes and brunettes.…

Do not Stall Your Career Before You've Turned On The Ignition: Student Loan Consolidation

Your parents were right. It's a cut-throat work environment out there, and unfortunately it's a fact that not many employers will give you the time of day if you do not have a University degree. It's a prerequisite if you want to maximize your chances of a smooth entry into the work and a respectable career. However, it's also true that many families find the expense difficult to shoulder, and it is likely that you had to or will have to resort to student loans. These debts can add up faster than you think over your three or four year degree, resulting in a massive financial burden by the time you graduate.

It was drilled into my head that I would need a good degree to have a good career, but I primarily focused on the academic aspects and never actually considered the accompanying debts until until they were on to me. I was naive; for some reason I subconsciously thought that my parents would take care of everything, but more importantly I just underestimated the costs involved. This is a common error among many young people heading off to University, but sooner or later the bills will make themselves felt. I finally started to really watch my finances when I realized the debt that I was accumulating through my student loans, and I did what I could to get some income by applying for numerous grants and working part-time during the summer.

This time, by the time I graduated I had close to 10 thousand pounds to repay. Needless to say, since I did not have a job secured upon graduation, I would have had a spectacular problem if I had not quickly turned to student loan consolidation. I would definitely advise you to do your research and compare what you find, but a good service will consolidate the payments to multiple lenders into one low monthly payment, save you lots of time and stress, and give you room to breathe. Student loan consolidation is indicative for most new college graduates; even those who manage to find a sterling job immediately are not likely to have the savings to clear their student loans.

Student loan consolidation is an excellent option to have after graduation, but you will make it much easier on yourself by properly recording and budgeting your spending as a student. While it is easy to relax and go over your budget, you will often regret it later. One of my classmates from London was lucky enough to start his degree with a comfortable level of finances, but as often as the case, this was unfortunately shown in his spending. By the time he graduated he had accumulated the potentialally disastrous sum of more than forty thousand pounds in debt. However, with the help of student loan consolidation services he thankfully managed to significantly ease his repayments and get his finances in order.

Ultimately, if you are worried about your student debts, it will be well worth …

College Students Success Secrets – Overcoming Adversity, Knock the T Out of Can’t

Conquer your fears, transcend your limitations, and be a college student success story by overcoming adversity and knocking the T out of can’t. Only believe and you can achieve success. Overcoming adversity may be tough, but any college student can overcome with these simple success secrets.

When I entered college and went through growing pains, I realized I was in store for some new challenges for which I had never been forewarned. My parents encouraged my academic success throughout high-school into college, but never bothered to prepare me for the rigors of college life and academics.

There is a big difference in college between knowing you “what” you need to do and knowing “how” to do it. Unfortunately many college professors (perhaps by reason of being in the trenches of academia too long) are not always so helpful in that regard. Plus it is often hard to find someone as a college student who you can relate to who also has some intelligence who can guide and counsel you.

Sadly even college counselors sometimes treat you like another problem in their caseload rather than a genuine person needing someone with a heart to talk to. That being said here are some success secrets to help any college student overcome adversity on their university campus.

1. Stay calm and cool.

When you stay calm and cool, what you need to do will more easily come to you.

Just acknowledge and recognize your present problem, after which set in your heart the intention to tackle it once you know what to do. Upon setting your intent to tackle and deal with this problem, you assuredly will eventually figure it out and take it out!

2. Listen intently, ask questions, and seek out intelligent people.

The more you listen, the more you learn. Those two ears attached to the side of your head are there for a reason. Unfortunately most people prefer to move their mouth a million miles a minute to vocalize their problem, rather than solve it.

Problem solvers however know the secret to solving problems successfully is to quietly process the problem, design a strategy to solving it, and inviting intelligent people around you to help you figure out how to tackle it.

Humbly yourself and ask questions of those around, preferably those with intelligence who can provide good advice and tell you what they would do. As you listen and gain varying perspectives, eventually intuitively it will come to you what it is you should do.

3. Don’t despise the process as you sort through the pieces.

Everybody wants to be a college student success story, but success doesn’t come overnight. You have to make the grades for four years and remain focused through the many attractive distractions throughout college.

As in obtaining a degree, wherein is required the completion of various coursework, overcoming adversity sometimes requires life work and internal home work as you sort through the pieces to your ordeal.

When my mom died prematurely due to …

California Using Student Loan Defaults to Limit College Grants

The state of California is taking a page from the US Department of Education's playbook. In an effort to trim a near $ 27 billion budget deficit, lawmakers are exploring the possibility of limiting payouts from the state's Cal Grant college student financial aid program based on a school's student loan default rate.

Cal Grants are state-funded grants that provide students with awards from $ 576 to $ 11,124 a year, depending on their degree program, to help pay for college. Under the measure currently being considered by the state legislature, schools which default rate on student loans falls above a certain threshold would be barred from offering Cal Grants to their students. Square in the crosshairs of the legislative move would be for-profit colleges and universities that operate in California, many of which default rates currently exceed the proposed threshold.

Among the affected schools would be five for-profit behemoths: the University of Phoenix; DeVry University; ITT Technical Institute; Kaplan Colleges; and Corinthian Colleges, which operates Everest College, Heald College, and WyoTech.

Combined, those five school networks received more than $ 42 million in grants in the 2009-10 academic year. All five institutions currently have a default rate that exceeds the state's Student Default Rate Index, a new calculation designed to identify institutions which students routinely default on their school loans.

For-profit schools already took a potential hit in February when the California Student Aid Commission voted unanimously to reduce Cal Grant awards to for-profit colleges, should the Cal Grant program be subordinated to budget cuts. The Commission cited for-profit schools' high default rates, poor oversight, and high dropout rates as justification for yanking state funding for Cal Grants at these schools. As part of its proposal, the Commission recommended capping maximum annual Cal Grant awards for students at for-profit institutions.

Currently, students enrolled in a voluntary program at a California community college are eligible for annual Cal Grant awards of $ 576. Students enrolled in a voluntary program at a career training school or other non-community college institution – such as a for-profit school – are eligible to receive up to an additional $ 2,592 a year.

Students enrolled in a two-year or four-year degree program at a private college – which includes for-profit schools – are eligible to receive up to $ 9,708 a year.

The Commission's recommendation would limit Cal Grants for students seeking voluntary certificates or two-year degrees at a for-profit college to the maximum award for first-year students enrolled in degree program of at least one year, currently $ 1,551.

Students pursuing a bachelor's degree at a for-profit institution would be limited to the maximum Cal Grant award available for students pursuing a two-year or four-year degree within the California State University system, currently $ 4,884.

In its recommendations last month, the Commission had also proposed cutting Cal Grant awards at institutions with high student loan default rates – a version of the measure currently being considered by the California legislature. Under the bill in …

Teacher Education and Teacher Quality

1.0 INTRODUCTION

One of the sectors which fosters national development is education by ensuring the development of a functional human resource. The institution of strong educational structures leads to a society populated by enlightened people, who can cause positive economic progress and social transformation. A Positive social transformation and its associated economic growth are achieved as the people apply the skills they learned while they were in school. The acquisition of these skills is facilitated by one individual we all ‘teacher’. For this reason, nations seeking economic and social developments need not ignore teachers and their role in national development.

Teachers are the major factor that drives students’ achievements in learning. The performance of teachers generally determines, not only, the quality of education, but the general performance of the students they train. The teachers themselves therefore ought to get the best of education, so they can in turn help train students in the best of ways. It is known, that the quality of teachers and quality teaching are some of the most important factors that shape the learning and social and academic growth of students. Quality training will ensure, to a large extent, teachers are of very high quality, so as to be able to properly manage classrooms and facilitate learning. That is why teacher quality is still a matter of concern, even, in countries where students consistently obtain high scores in international exams, such as Trends in Mathematics and Science Study (TIMSS). In such countries, teacher education of prime importance because of the potential it has to cause positive students’ achievements.

The structure of teacher education keeps changing in almost all countries in response to the quest of producing teachers who understand the current needs of students or just the demand for teachers. The changes are attempts to ensure that quality teachers are produced and sometimes just to ensure that classrooms are not free of teachers. In the U.S.A, how to promote high quality teachers has been an issue of contention and, for the past decade or so, has been motivated, basically, through the methods prescribed by the No Child Left Behind Act (Accomplished California Teachers, 2015). Even in Japan and other Eastern countries where there are more teachers than needed, and structures have been instituted to ensure high quality teachers are produced and employed, issues relating to the teacher and teaching quality are still of concern (Ogawa, Fujii & Ikuo, 2013). Teacher education is therefore no joke anywhere. This article is in two parts. It first discusses Ghana’s teacher education system and in the second part looks at some determinants of quality teaching.

2.0 TEACHER EDUCATION

Ghana has been making deliberate attempts to produce quality teachers for her basic school classrooms. As Benneh (2006) indicated, Ghana’s aim of teacher education is to provide a complete teacher education program through the provision of initial teacher training and in-service training programs, that will produce competent teachers, who will help improve the effectiveness of the teaching and learning that goes on …

10 Reasons Adults Go Back to School

Over two million adult Americans go to school every year, according to the National Center for Education Statistics. People start or return to school for many reasons. The following list is a sampling.

1) To learn more about a hobby or an interest. Do you long to play golf? Have you always wanted to learn write, knit or play the guitar? Then maybe adult education classes are for you. These classes could be offered through a university or college extension program or through a church or community center, or they may be at a place of higher education for credit. Participating in a class or two can teach you something new or how to do something with more skill than you already possess. And if you take a class for credit–say, European History to help with your genealogy project–you might find the basis of an education that leads to a second career.

2) To learn a foreign language for travel or fun. Have you always wanted to go to France or India or China, but are worried about not speaking the language? Enroll in a foreign language class so you have the basics to make your travels easier. Classes are usually categorized as “conversational”, “for travel” or by level (i.e., French I, Spanish I, etc.). Any classes will teach you the basics–such as how to say yes, no, ask for directions, inquire as to where the bathroom is, order food, etc.

3) To set a good precedent for your children. Maybe you didn’t get as much education as you wanted. Maybe you want your child to stay in school and to learn as much as possible. Sometimes the best way to lead a child is by example. If you do your homework every night, so will your child. And you can sit at the table together and use it as bonding time.

4) To get a career. Did you not have time to go to school like you wanted? You had your children at a young age, or the opportunity or finances wasn’t there and now you are thinking of what you’d like to do with your life. The thing you currently get up and go to every day is your job; you wouldn’t call it a career, but now you are ready for one. Going to school, whether a trade school, a community college or a university, can get you on track to create a career from your current occupation.

5) For career advancement. Maybe you are in a job you love but you aren’t sure what the next step is: do you want to become a manager or a specialist? Additional education can make the difference between paralegal and lawyer or between medical receptionist and medical assistant.

6) To find a new career. Were you in a job that was recently phased out? Are you still using DOS while the rest of the world is using Windows? Sometimes it isn’t your choice to go back to school, but …

What Does Personal Achievement Mean to You?

There is something special about setting out on a personal journey to achieve something, going through all the ups and downs of any personal change and finally reaching the goal you or someone else set for you.

More than achievement for your team or your community there is a great sense of fulfilment about reaching a goal.

What does personal achievement mean to you?

1. Satisfaction

When you decide to do something, especially if it is something you’ve not done previously then you can feel a personal; sense of satisfaction when you achieve what you wanted to do. It might be something as simple as tidying some clutter or clearing out some old clothes no longer needed, or as complicated as planning a journey around the world.

2. Fulfilment

Similar to satisfaction but also this means that you can feel that you’ve completed part of an ongoing sense of change or a process. For example if you are discovering how to use a new camera you can feel a sense of fulfillment when you have taken a set of photographs and viewed them on your computer.

You know you have a lot more to learn but are fulfilled at completing the initial part of the process.

3. Completing a journey of change

Change may take a moment or go on for a long time, but when you have planned to do something over months or years then when you finally reach the destination there is a sense of great achievement. This could be something such as completing a University course or preparing for retirement and what you will do when you stop working. I can identify with both of these scenarios.

4. Overcoming objections

When you start to talk about changes you want of goals you hope to achieve it is a common experience that some people will tell you that it is impossible or you won’t be able to do that thing. Yet when you are determined to do something and continue in spite of objections there is a wonderful sense of completion when you finally do it.

5. Reward

There might be a valuable prize when you reach the goal, yet the actual value isn’t necessarily vital. For example a certificate to show you passed an exam is only a piece of paper yet the value of that reward is tremendous and gives a great sense of personal achievement. Something which shows you and others what you’ve been through on your journey of change can enhance you own sense of its value.…

Distance Learning – Education for the 21st Century

Chances are you know someone who is working toward a college or post-college degree via the Internet. Perhaps you yourself have attended online classes to continue your education, obtain a certification, or to improve you chances for advancement in your job.

More and more people are finding they can earn their degree from an accredited online university which offers the same challenge and quality of a traditional classroom in an environment which allows them to fit education into a life that might be too busy for a more conventional method of instruction.

According to a recent government study, about 127,400 distance education courses were offered in 2001-02, and there were about 3.1 million enrollments in distance education. Over one-half of all postsecondary education institutions offered distance education, and another 12 percent planned to offer distance education in the next 3 years.

Distance education is defined as education or training courses delivered to a remote (off-campus) location via audio, video, or computer technologies. Courses conducted exclusively on campus, as well as classes conducted exclusively via written correspondence, are not included in this definition of distance.

It is increasingly clear that technology has expanded the ability of students to participate in postsecondary education. Virtually every type of learner can benefit from some form of online education. In addition to the rapid proliferation of new courses and programs, colleges and universities are taking advantage of the Internet to enhance the admissions process and give potential students the opportunity to apply online.

Online education enables you to learn without causing a major upheaval in your life. You can access online class rooms using any Internet connection, anytime and practically anywhere. This round-the-clock access allows you to download assignments, read and participate in class discussions, review faculty feedback, and much more, all at times which are convenient to your professional and personal schedule. Many students find that this added flexibility, which does not sacrifice quality, helps keep them on track toward their goals more readily than with the rigid scheduling of a traditional learning environment.

There is also evidence that a portion of those students who participate in postsecondary education in their homes or workplace would not otherwise enroll in postsecondary education. Thus, it appears that technology is opening up new markets of potential students without significantly diminishing the number of students who would enroll in traditional colleges and universities, many of which also are offering technology-mediated distance education.

Distance learners are also generally happy with their online learning experience. A large-scale national study of student participation in distance education addressed student satisfaction of distance education classes and, when asked how satisfied they were with their distance education classes compared to their regular classes, a majority of both undergraduate and graduate students were at least as satisfied or more satisfied with the quality of teaching in their distance education classes compared with their regular classes.

Perhaps it is time to focus attention on the more basic question of how students learn, regardless of the delivery …

How to Study for a Career in Photography

A career in photography can be a lucrative and rewarding experience and the choices are many for any budding photographers in today's modern and digital world. The photography industry covers a wide range of disciplines including:

• Digital Photography
• Photojournalism
• Editorial Photography
• Fashion Photography
• Advertising Photography
• Photographic Art
• Photojournalism
• Wildlife Photography
• Fine Art Photography

However, competition is fierce in the photography industry with only the most dedicated making a successful career for themselves. So if you are serious about this career path you need to be prepared to study hard and learn as much as possible about the art, techniques and industry as a whole.

Those choosing to study photography at an academic level will have the edge on other hopeful photographers because they gain all the basic knowledge required and also have the opportunity to network with photography professionals. An education course also enables students to try out many different forms of photography and decide what's best suited to them.

Choosing the right photography course is no easy task on its own. There is a wealth of photography courses available in the UK alone, from Foundation courses and national diplomas in photography to university degrees in photography. Some of the most widely respected universities in the UK which run photography degree courses include the University of Westminster, London College of Communication, and the Surrey Institute of Art & Design University.

Would-be photography students should have a look at the UCAS website and see which courses are available at various universities. Then look closely at the course curriculum and decide if it matches their career aspirations. There are many great universities and colleges so it's important to look closely at each in terms of location and the success rate of their graduates.

One of the major obstacles for photography students and any students today is the cost. Tuition fees have reached record levels in the UK (£ 9,000 per year in many cases) so this can deter many students from study. However there are other options, cheaper options such as online learning or distance learning.
Distance learning photography courses often come in full-time or part-time format, making it perfect for those already with jobs or sometimes with children that they need to take care of while studying.

The best known distance learning establishment is the Open University which offers a number of photography courses but there are also others who specialize in distance learning such as the Interactive Design Institute who currently offer online photography courses online.

As in any other discipline, the career prospects for photography graduations are not guaranteed in today's economic climate. However, employment prospects can be improved greatly by networking while at study, and spending time gaining work experience through established agencies or professional photographers.
Once photography students have gained the required experience along with the qualifications, they are then faced with the choice of either working within an agency or as a freelance photographer.

The Internet is …

Website Design & Development as a Career

Website design development might be a boring and mundane career, but many business owners are in dire need of its services. With more websites added to cyberspace everyday, website design development is a safe career to pursue. If you are interested in learning about website design development, you can likely find classes at your local college or university. If school is not the ideal option for you, you can also find books and other resources that can help you learn more about the flourishing careers in website design development.

Many people dabble in website design and development for the sheer fun of creating a website for themselves. The popularity of websites like http://www.myspace.com, http://www.xanga.com and many others show that people enjoy the act of website design development — just to highlight their personality and lifestyle. These and other websites allow users with no experience in website design development to see what it is like to create their own page and encourages many to further their knowledge in website design development as a hobby or career.

If you are interested in web site design and development to create a blogging website, you can take classes that will help you accomplish this. Your local community college will have a series of classes related to web site design and development for affordable prices. This makes web site design and development within reach of anybody who has a passing interest in pursuing web design as a hobby. Call your local colleges to see what courses they offer in relation to web site design and development. They can even give you advice on which courses are right for you.

Many local colleges have classes and programs that will help you learn the essentials of website design development. If you want to learn more, you can go to a local university or vocational school that provides classes related to website design development, too. If you do not have time or resources for either of these options, you might be able to find internet classes or some other training that will help you jumpstart your website design development career.

Training and experience are two essential components of being successful in the website design development career. There will probably be a need for computers for at least the next few decades. As long as there is a need for computers and the internet, there will be a need for website design and development. As such, you can be assured that this is a secure career path for years to come.…