Tips to Save Money on Your College Textbooks

With each passing school year, textbooks for college get more expensive. If you are planning on, or are currently attending university or college, you know that your textbooks are one of your largest yearly expenses. Data shows that the average costs of course textbooks ranges in the area of ​​$ 800 per year. Now add on to that an average yearly increase in cost of about 6%. Ouch! However, since your books are obviously an essential component of your education, there is not much you can do but fork over the money. Right? Well, you do need to spend the money, but there may be a few ways to cut your costs a bit.

Clearly, the best way to save money on your college books is to borrow them. Generally speaking, colleges and universities will have a fairly good stock of anything that is required reading. These books can be used on promotions. Having said that, managing to be one of the long queue of students that want to borrow that actually gets what they want can be next to impossible. Maybe changing your study schedule could help, however. Find the off times that other students are busy with fun or other tasks, and see if the textbooks you need are on the shelf then. This may mean late evenings or weekends if your library is even open at these times.

Another thing you can try if you are struggling for money is to have a chat with your course professor. Professors have books. Lots of books. And at some point they may have acquired a copy of one of the textbooks you need. If so, see is they will allow you to borrow it for the time being. Doing this might help in another way as well. It could be that the entire book is not necessary for the course, but just a few chapters are. If this is the case, you may be able to make an arrangement with another student who has already purchased the book, and just borrow it from them for the time you need it. Or again, check to see if your college library has it. Either way, you can read the relevant chapters without having to pay the cost of the entire book.

Textbooks for college are expensive, but if you get creative, you just may be able to cut down on the expense just a little bit. Every penny counts, right? …

Three Questions To Inspire Big Career Changes

I read an interesting article that featured a study finding 90% of people would rather die than make big health changes. The article postulated that it is easier to make radical changes rather than small incremental changes. I do not have a scientific study of my own to confirm or dispute this, but the statistical and the advice give much food for thought.

Are there big changes that you want to make? Do you want to work in a different industry? Do you want to change careers alike? Do you want to double your salary? Do you want to start your own business? Do not worry about what is realistic at this point. Do not let the market narrow your brainstorming. Just think big. Are you unable to think big about career choices, salary, lifestyle, even for this exercise?

What is stopping you from making those big changes? Do you not know where to begin? Perhaps, you can not even imagine someone with your current background in the dream career you envision or making the salary you target or being able to launch a business. In this case, work with a coach or mentor, find people who have done it and get their perspective, read biographies of people who have done what you want to do. However, if you do know generally how your career transition might work, but do not take the next step or all the steps required, then why not? What do you get by staying at your job? What would you get by changing? Is the former more appealing than the latter? Do you start but do not finish? Do you get overwhelmed, bored, distracted? Do not judge your answers. Just collect these insights to get better clarity on yourself and what you need to forward your plans.

Brainstorming on all the possible big changes, what are the ones you must do now, the ones you can wait on but definitely want and the ones that you could take or leave? All goals, but especially big ones, need to be prioritized. Maybe you want everything that I listed: a new industry, more money, an entrepreneur chance. While you can work on more than one goal (and it can even be complementary), many times there just is not the time, money or energy to pursue everything. A new industry or more money? Is a new project at your current job best for now or do you need to strike out on your own? If you have to pick one, what is the largest, most meaningful change you want to make now? …

CLEP – Finish College Faster & Cheaper

If the lack of time and money is hampering your college education, taking the CLEP exam could help make the road to higher education a little easier.

CLEP stands for College Level Examination Program. It consist of 34 exams that one can take for credit towards a college credit. The exams are mostly multiple choice but it can be fill in the blanks as well.

The examinations are given via computer and cost around $ 77 per test.

Take the CLEP if:

* You want to finish college in under three years, saving time and money.

* You have prior knowledge which can be used towards college credit

* You want to get a feel for how difficult a degree is by doing a few courses.

Do not confuse the College Level Examination Program tests with the so called life experience degree. There are many life experience degrees being sold on the net and in magazines. One can buy bachelors, masters or even PhD life experience degrees which the sellers want you to believe are acceptable.

Truth is these degrees are as worthless as the paper which they are printed on. They are not accredited, will not be accepted by any reputable college or employer. As a matter of fact, if you buy one of these fraudulent degrees, you'll be doing more to damage your reputation than anything else you could ever do.

The CLEP on the other hand gives you a bonafide credit for existing knowledge. All you have to do is pass an exam or exams.

If you are in the military or a spouse of someone in the military, you can even get to do the exams for free. Check with your military base to find out more details.

It is important that do not be overconfident and ideally prepare for the tests. In this regards we recommend the appropriate test guides. …

Financial Advice for UK Students

This term, UK students face unprecedented levels of debt after graduation. According to Natwest Bank's research, students will complete their 3 year courses with almost £ 15,000 worth of debt. Last year a record 900 former students declared themselves bankrupt.

It's not all bad news though. According to government statistics, getting a degree will add £ 400,000 to your income during your working career, and in a recent survey, 90% of students believed the time spent at university was worth borrowing a substantial amount of money.

For those difficult first few years, we offer tips and advice for saving money, as well as some advice should your debt problems spiral out of control.

Shop around

Many universities are offering courses with tuition fees at less than the £ 3000 annual rate. At this time, Leeds Metropolitan University is currently charging just £ 2,000 a year for all of its undergraduate courses and Anglia Ruskin University is currently offering £ 2,000 in cash to all prospective full-time students who start this autumn.

Universities are chasing students as never before and many are offering discounted tuition fees, or cash back refunds if you can pay tuition fees in advance.

Shop around to find the best deal.

Study locally

One in five students study locally and live with their parents to save money, according to recent statistics. The problem with living at home though is that you will miss out on the infamous student life. It's been reported that two thirds of students who do live with their parents have never taken part in any social activities. Think carefully before opting to stay at home and study for a degree, you could have missed out on an important part of student life.

Take a part-time job

Something like 40% of students in the UK have part-time jobs to help them finance their studies. The average length of the working week is 14 hours and most students feel that their part-time jobs can help them with their future careers.

It would be better if you could find a vacation job, but in some areas this can be difficult. Avoid jobs where you have to work late or irregular hours.

Just borrow as much as you need

No one should spend recklessly whilst at university. If you later become bankrupt your Student Loan Company debts will not be written off because of government legislation. They will stay with you all your life and you will ever have to repay them.

However, banks are falling over theirselves as never before to lend money to students. If you spend sensibly, and stand a good chance of finding a well-paid job after you graduate, then you can top up your Student Loan Company money with a discount overdraft or bank loan.

Get free financial advice

If things get out of hand, do not bury your head in the sand. Contact Citizens Advice for free advice – your local NUS branch can help too.

Bear in mind that missing …

Attend College Free With College Grants

This is a plea to America’s future…our youth. If you are intelligent enough to be accepted into a college or university but cannot afford tuition, please apply for free college grants from the United States government, or the various national private granting agencies that provide them. America is depending on you to insure a bright and successful future for all of us. As our country’s common goal is peace, happiness, and serenity for all, of course we wish you an advanced education for your own personal satisfaction. But for all selfish purposes, America needs you to be properly educated and succeed. Every American citizen’s future depends on the knowledge and education of today youth. This is exactly the reason why the majority of government financial aid is distributed among college students to provide them with the essential advanced education that they need to insure their success and ultimately, America’s future.

Each and every year, over 375,000 brilliant young American minds forgo their college education and settle for a less than desirable social existence, working jobs that are less than mentally stimulating and making little more than minimum wage. Sadly, this disgraceful situation is due almost entirely to the fact that these individuals, who are lacking in the means to afford college tuition, are unaware of the enormous amount of funds available to them in free college grants and government financial aid. The government is not required to advertise this free money, but they do indeed prefer to award it to those who show promise in completing an advance educational curriculum, in efforts to insure a bright future for all who dwell in our fine country.

If you are a potential college student whose only obstacle between you and your education is a lack of monetary affordability, I urge you to investigate the possibilities of acquiring free government money for college through educational grant programs. Your country is depending on you.…

Girls Basketball College Selection Tips I

When you are being recruiting by several college coaches, it can get confusing on what school you would like to attend. It may get to a point were each coach is saying the same thing about their school. To help you narrow your focus on which school to sign a basketball scholarship with, consider these two areas.

School Location

School location is an important factor to consider. Do you want to stay close to home or would you like to go away? If you go away from home, consider travel arrangements for you to get back and forth during breaks and travel arrangements for your family to visit. Or are their relatives in the city where the school is located. Keep in mind different regions have different climates of weather. If you live in a mild climate area, you can handle being in an area where the climate is not as mild.

Academic Programs

Although you have the opportunity to play basketball on the college level, your main goal is to get a degree. If you already know what type of degree you would like to obtain, make sure the school you select has the program. Sometimes coming out of high school, you are not certain what you would like to major in. This is ok. Just make sure you are familiar with the different majors and minors offered at the school.

School location and academic programs are just two areas to look at while considering colleges to sign a letter of intent to play basketball for. However they are important. …

Bachelor Degree – BA Vs. BS

There are a lot of people who wonder why some bachelor degrees, when you get them, designate you as a bachelor of arts and other bachelor degrees designate you as a bachelor of science. Well, the answer is very simple.

A Bachelor of Arts degree goes to somebody who gets a bachelor degree in any non-technical, or science related field. A Bachelor of Science degree goes to somebody who does get a degree in a science related field. The designations are set up by the colleges themselves.

So, what’s the difference? Does it really matter?

The answer to that question may shock you. It matters very much.

The reasons will not be immediately apparent to the student, but when he or she goes into the real world to get a job, they are going to be in for a rude awakening if they’re looking for a specific type of job and don’t have a bachelor of science degree.

If you’re scratching your head wondering why this even matters, the answer is as follows. Most Bachelor of Science programs are a little more intense than a Bachelor of Arts program. In other words, in addition to the degree having to be in a science related field, the degree itself will contain more required courses than a Bachelor of Arts degree. Of course this varies from college to college, but within each school the bachelor of science program is always more intense than the bachelor of arts program. There may be one more required course per semester, or more science courses required. The bottom line translation is, the program is harder to get through; in some cases, a lot harder.

So why does this matter? Well, there are certain jobs, such as in the fields of engineering, chemistry and physics, just to name a few, where if you look in the classified ads in your local paper, it will clearly say, “bachelor of science degree required”. So if you graduated college with a bachelor of arts degree, you won’t be able to apply for that job. Oh, you can still send in your resumé, but don’t expect to be called in for an interview.

Now, here is where this becomes very important. There are some colleges that will allow you to get a Bachelor of Arts degree in math, which is technically one of the sciences. The program doesn’t have as many requirements. So when you graduate, while you technically have a degree in one of the sciences, because of the fact that you don’t have a bachelor of science degree, you will not be eligible for that particular job that says “bachelor of science degree required”.

It may seem like a nit picky thing, but these companies want to know that you can get through the tougher curriculum. They want to know that you have a good chance of being able to handle the job that you’re applying for. Is there a really big difference between a bachelor of arts and …

9-Question Interest Inventory: A Great Way to Learn About Your Students

The first homework assignment of every school year for every student in each of my middle school math classes included a 9-question “interest inventory.” This particular interest inventory is a self-assessment tool that invites students to reflect on their past experiences.

My students agreed that answering the 9 interest inventory questions was a nice change from the typical “What’s your favorite this/that” survey, and I certainly had fun reading my students’ responses! Straight away – at the very start of the school year – it is a very good way to get a bigger picture (even just a slightly bigger picture) of each student.

For teachers, the interest inventory can provide good initial information about student strengths and weaknesses. In fact, I think this questionnaire invited some students to talk with me in person about their strengths and interests, giving me even more information about learning styles.

Here is the 9-question inventory. I always asked students to answer all parts of each question, and to neatly write their answers in complete sentences.

1. What is your favorite activity or subject in school? Why? What is your least favorite? Why?

2. What subjects are difficult for you? What makes them the hardest?

3. If you could learn about anything you wanted to, what would you choose to learn about? Please be specific. (For example: meteorology, science fiction writing, architecture, cooking, carpentry, movie-making, etc.)

4. If people were to come to you for information about something you know a lot about, what would the topic be?

5. If you could plan a field trip, where would you go? Why?

6. Fill in the blank and rate EACH choice 1 = best, 2 = ok, 3 = worst

I learn ____ alone.

I learn ____ with one other person.

I learn ____ in a small group.

I learn ____ in a large group.

7. What helps you learn? (For example: hands on experience, reading quietly, taking notes, reading out loud, etc)

8. What projects – either past school assignments or outside of school – are you most proud of? Why?

9. Think of a great teacher you’ve had. Describe what made this teacher so terrific.

One student knew a lot about horses, and throughout the year gave me unsolicited tidbits of information (such as defining riding styles and saddles), and every once in a while updated me on her training and competitions. Getting to know her a little bit more outside the math classroom helped to engage her inside the math classroom.

Another student was proud of training her hamster, named El Noche, to win the local Petco Hamster Derby! I had to ask her about it because I had never heard of Petco Hamster Derbies. She happily described how she executed her training regimen in one of the hallways in her home.

The student who answered “I want to learn how to draw faces” is now a student at LaGuardia High School of Music and Art and Performing Arts. Without asking her …

Why Piping Engineering Is The Best Career Option For A Mechanical Engineer

If you are a Mechanical Engineer by qualification, then it is quite natural to be baffled about how to steer your career in the right direction. This is due to the fact that Mechanical Engineering is a vast discipline that overlaps with many other branches of engineering such as chemical engineering, civil engineering, electrical engineering, industrial engineering, manufacturing engineering and metallurgical engineering. Thus, Mechanical Engineers are much sought after in diverse fields and domains like aerospace engineering, biomedical engineering, biomechanics and biomechatronics since they have a sound understanding of a wide range of core engineering principles which help them adapt and contribute to a plethora of industries and sectors in a seamless manner.

Mech Engineering being a niche field, there is no dearth of rewarding job opportunities for a Mechanical Engineer despite the fact that the job market of today is highly crowded and challenging. However, mere academic qualifications may not be sufficient to set the foundation for a fulfilling career ahead. Hence, it is imperative for a Mechanical Engineer to back his or her existing qualifications with the competitive edge of a professional course that provides continuity to one’s existing field of study while making him or her more employable and industry ready.

Scope of Piping Engineering for a Mechanical Engineer

Piping Engineering is a specialised engineering discipline that deals with the planning and layout of a robust piping system with an aim to effectively transport fluids, such as liquids and gases, from one point to the other within a process plant or a commercial building. It also includes the purchasing of appropriate material to manufacture pipes, selection of suitable in-line components and documentation of piping and instrumentation diagrams along with a host of other activities in the realm of piping design and application. As piping systems are an integral part of our daily lives, one can observe their rampant usage in the form of water distribution systems, fire sprinkler systems, sewer systems, drainage systems, fuel distribution systems & chemical transportation systems etc.

Owing to the fact that pipes are quite elementary to our day-to-day needs and to industries such as Oil & Gas, Energy, Construction, Manufacturing, Chemical etc., there is always a need for trained and skilled Piping Engineers who can support the design, implementation and maintenance of complex and large-scale piping systems for these industries. Moreover, with increasing modernisation and industrial growth, the Piping Industry is also poised for greater heights which will result in more employment opportunities for Mechanical Engineers who are trained in this high potential domain.

Why is Piping Engineering an Apt Course for a Mechanical Engineer?

As a Mechanical Engineer, you are already well-versed with the process of research, design, development, testing and operation of tools and machines. Hence, a Piping Engineering course will strike a chord with you since it includes concepts that are in sync with the learnings that have been imparted to you while pursuing your degree in Mechanical Engineering.

The creative field will suit imaginative Engineers who are passionate …

An Essential Part of College Education Are Student Loans

Not too long ago, it was completely affordable to go to college on a fixed income. With the recession, the cost of college has nearly tripled in the last few years. Here are a few ways you can be frugal yet assertive and taking out student loans for college instead of other funding.

Have you ever considered how much money it will actually cost you to get a college degree? That is why there are billions of dollars in student loan debt owed by millions of Americans in our nation. Many of them did not take into count how much they actually needed to go to college before borrowing.

Some people are fortunate in that they have the skill such as an athletic ability or some other thing that makes them special enough to achieve earning a full ride scholarship. The rest of us, however, are stuck with determining how much we will have to borrow to get our college degree which begins with budgeting.

Many people will remain at the same job they have always worked that their entire lives. They may wonder if earning a college degree would have been a better choice. The best way is to consider how much money they will learn with and without a degree in order to make this determination.

Most people think that life simply continues on. You go from day to day and there is not a lot of planning. But if you take this attitude when determining whether or not you need to take out a student loan to go to college, you may be paying for decades in the future for a decision you make right now.

There is a simple course of action that all people who have determined that they need to earn a college education mistake. They must sign up for classes, and then they must get funding to go to college to pay for their classes and also to survive.

Some loans are private. Others can come from your parents through home equity loans. Most students take out unsubsidized or subsidized loans that will accrue interest that they will not have to pay until they have finished their college education.

If you are serious about going to college, and you know exactly how much money you need, then you must make a choice and take out that student loan today. It will ensure that whether or not you qualify for a grant or scholarship that you have the money necessary to complete your college education.…